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This "light & bright" patio home is in "move in" condition and features new roof(2020), HVAC system(2017), Water Heater(2021), both bathrooms remodeled, kitchen appliances, and "Smart Home" technology to include exterior "Ring" cameras & thermostat. Private back yard with screened patio for outdoor enjoyment with possible room for pool. Original Fireplace has been capped off. Exterior walls have been restuccoed & painted, new gutters with leaf guards installed; new laminate floors have also been installed. Fantastic Price for this lovely Marsh Creek home! Come live the Anastasia Island lifestyle in the upscale, gated, golf and Country Club community of Marsh Creek, located in a pristine setting between the ocean & intracoastal waterway. Marsh Creek features 24 hour guarded gates, private golf course, clubhouse with restaurant, tennis, fitness center & private pool for your enjoyment should you choose to join in. Minutes to St. Augustine beach, historic downtown St. Augustine, shopping, restaurants, & St. Augustine inlet for your boating pleasure. So many places and and activities to choose from; you'll love the island lifestyle! Third bedroon has small closet. Lawn is community maintained- $155. mth & association fees are $620. quarterly= $362. mthly for both. Buyer to verify all facts & details.
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Our Executive Mortgage Banker:
Our Insurance Division:
$594,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $475,920 | $475,920 | $475,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.007% | 7.050% | 6.132% |
Monthly Tax Payment | $449 | $449 | $449 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,969 | $3,126 | $3,984 |
Total Monthly Payment | $3,510 | $3,667 | $4,525 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.