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3631 PEBBLE TERRACE, Punta Gorda, FL, 33980 | $269,900
Welcome to the River Club, a quiet gated community of newer homes located minutes away from the Peace River and NO FLOOD INSURANCE REQUIRED. This 3 bedroom 2 bath 2 car garage home offers you a spacious split floor plan with ceramic tile through most of the home and beautiful luxury vinyl flooring in the bedrooms. The large eat in kitchen has raised panel cabinets, stainless appliances and newly installed granite counters. The breakfast bar can easily accomodate 4 and the large dinette area another 6, perfect for Sunday dinners and large family gatherings. The great room is large enough for a sectional sofa with plenty of wall space for that giant big screen TV to watch your favorite sporting events. The sliding doors lead you to a screened lanai, where you can watch and enjoy the beautiful nature of the large wood area. The backyard is fenced to keep your pets and family safe. The River Club is a quiet community that offers you a community swimming pool, clubhouse, and a playground for the kids. Minutes to I 75 and US 41 to let you enjoy everything Punta Gorda and Port Charlotte have to offer: Great schools, terrific restaurants and shopping, and of course the Sunseekers Resort, the crown jewel of Charlotte county in Charlotte Harbor. This home qualifies for FHA VA Conventional and most First Time Home Buyer programs.
Features
- Amenities: Fitness Center, Gated
- Rooms: 9
- Bedrooms: 3
- Baths: 2 full
- Laundry: Inside
- Year Built: 2019
- Garage: 2-car
- Heating: Central
- Cooling: Central Air
- Approx Sq. Feet: 1,552
- Acreage: 0.23
- Est. Taxes: $3,008
- HOA Fee: $398 Monthly
- Elem. School: Peace River Elementary
- Middle School: Port Charlotte Middle
- High School: Charlotte High
- Pet Policy: Cats OK, Dogs OK
- Appliances: Cooktop, Dishwasher, Disposal, Dryer, Refrigerator, Washer
- MLS#: A4641146
- Days on Market: 44 days
- Website: https://www.raveis.com
/prop/A4641146/3631pebbleterrace_puntagorda_fl?source=qrflyer
Listing courtesy of REALTYONE Phone: 941-206-6000
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
3631 PEBBLE TERRACE, Punta Gorda, FL, 33980
$269,900
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $215,920 | $215,920 | $215,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.058% | 7.063% | 6.132% |
| Monthly Tax Payment | $251 | $251 | $251 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,365 | $1,418 | $1,808 |
| Total Monthly Payment | $1,691 | $1,744 | $2,134 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388