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PRIME WATERFRONT LOCATION IN PUNTA GORDA ISLES! ATTRACTIVE 2 BEDROOM, 2 BATH, 2-CAR GARAGE POOL HOME WITH 10-MINUTE POWERBOAT ACCESS TO CHARLOTTE HARBOR LEADING TO THE GULF OF MEXICO! Boaters dream offering 83 feet of waterfrontage, concrete dock with water and electric, boat lift and beautiful water views. This home offers living/dining combo, plantation shutters, abundance of natural light, pocket sliding doors to lanai and tile flooring throughout. The kitchen offers newer Hickory cabinets, granite counter tops, cooktop, built-in microwave and oven, large pass-through window to the lanai plus a second dining area with slider to lanai and pool. The split floor plan offers a primary bedroom featuring a walk-in closet and a private bath with a walk-in shower and the second bedroom along with guest bath is on the opposite side of the home which offers privacy when your friends and family come visit! Step outside to the lanai, which offers a heated pool, water views, as well as a separate paver area on the outside of the screened lanai for additional seating area which leads to the concrete dock. Additional features include NEW METAL ROOF 2023, mature landscape around the entire home, hurricane shutters, limited traffic on street and underground utilities. In the heart of Punta Gorda and close to downtown Historic District with shopping, restaurants, entertainment and more! Close to numerous golf courses, beautiful parks, schools, Fisherman's Village and The Yacht Club. Don’t miss this opportunity to make this your new Florida retreat or permanent home. Schedule your private showing today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$475,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $380,000 | $380,000 | $380,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.132% |
Monthly Tax Payment | $364 | $364 | $364 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,402 | $2,496 | $3,181 |
Total Monthly Payment | $2,841 | $2,935 | $3,620 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.