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Under contract-accepting backup offers. One or more photo(s) has been virtually staged. Welcome home to this charming 3 bedroom pool home in the established, mature, community of River Wilderness in The Hammocks with NO CDD! Enjoy the privacy and nature that a large preserve in your own backyard offers. Rest assured this home has been extremely well maintained and gently lived in. Freshly painted it features a NEW TILE ROOF ADDED IN 2023, which includes a 2023 wind mitigation inspection, NEW A/C 2023 with 10 year warranty and NEWER HOT WATER HEATER IN 2021! The sunny eat in kitchen features WHITE CABINETRY, a sit up counter top, STAINLESS STEEL APPLIANCES, KitchenAid Dishwasher 2020, Garbage Disposal 2021 and KitchenAid refrigerator 2016. Adjacent to the kitchen the spacious laundry room features NEWER LG WASHER & DRYER 2022. Residents of The Hammocks enclave enjoy MAINTENANCE FREE LIVING including all of your lawn car for your property and irrigation maintenance plus a nearby community pool inviting new friendships at the socials and gatherings at this neighborhood exclusive amenity. River Wilderness is a 24-hour MANNED GATED Community, there is a COMMUNITY BOAT RAMP that is open to the entire community and provides direct access to the Manatee River. An OPTIONAL membership to the club for golf, tennis, social activities, pickle ball, pool and more. Inside the home, the quality of this home is apparent with beautiful terra cotta style tile floors in main areas, oak hardwood in Master and 2nd bedroom/office and engineered hardwood in bedroom 3, large sliders leading out to spacious lanai and pool area, the lanai was resurfaced November 2024 and cage refurbished with new screens and screws in 2022. River Wilderness is conveniently located to both the newly opened and very popular Creekside Commons of Parrish with Lowe’s and Ellenton Outlet Mall with many new restaurant and shopping options, plus Ft Hamer Park featuring a boat ramp, fishing pier and picnic pavilion is very close and all the dining, shopping and entertainment of nearby Lakewood Ranch and Sarasota. Don't miss your chance to live in this vibrant community today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$399,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,200 | $319,200 | $319,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.995% | 7.037% | 6.046% |
Monthly Tax Payment | $208 | $208 | $208 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,991 | $2,097 | $2,651 |
Total Monthly Payment | $2,274 | $2,380 | $2,934 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.