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11945 SE 91ST CIRCLE, Summerfield, FL, 34491 | $315,000
3/2 Block/Stucco ELKRIDGE model on CORNER LOT located in gated 55+ community of Del Webb Spruce Creek Golf and Country Club. This meticulously maintained home boasts a NEW ROOF (2022), Re-plumbed Attic (2022), FRESHLY PAINTED exterior, FRESH DOUBLE COATED driveway, and an AC unit (2016) that has been serviced every 3-4 months. Step inside to find OPEN floor plan with BRAND NEW FLOORING in main living area (April 2025), dining room with NEW light fixture and a NEW ceiling fan. The spacious kitchen features NEW GRANITE countertops, LARGE island and coffee/side station, TILE backsplash, oak cabinets, NEW refrigerator, NEW dishwasher, NEW microwave, NEW garbage disposal, closet pantry, waterproof vinyl flooring, and a dining nook with sliding door to the lanai. Off of the kitchen is the INSIDE laundry with washer/dryer combo and shelving. The primary bedroom has NEW carpet and en suite bathroom that features an UPDATED ENLARGED shower with sliding GLASS door, WALK-IN closet, DOUBLE vanity sinks with NEW GRANITE countertops, NEW raised toilet, and FRESHLY painted. The two guest bedrooms both have closets and NEW carpet and guest bathroom features a tub/shower combo, and NEW GRANITE countertop. TWO sliding doors from dining nook and living room leads out to the SCREENED-IN lanai with NEW ceiling fan and tile flooring. Two car garage with pull down attic stairs and extra shelving that conveys. Del Webb Spruce Creek is a 55+ gated golf community in Summerfield, FL! This vibrant community offers four 9-hole golf courses, indoor and outdoor pools, hot tubs, fitness center, tennis and pickleball courts, softball field, horseshoe, RV/boat/camper storage, and endless social activities. Residents enjoy a beautiful 32, 000 sqft community center, walking trails, an on-site restaurant and over 70 clubs & interest groups—perfect for an active and engaging lifestyle. Conveniently located near The Villages, shopping, dining, and medical facilities, this is Florida retirement living at its finest! Schedule your private showing today! *Seller offering one year home warranty for peace of mind after closing*
Features
- Amenities: Clubhouse, Fitness Center, Gated, Park, Pickleball Court(s), Pool, Recreation Facilities, Security, Tennis Court(s)
- Rooms: 7
- Bedrooms: 3
- Baths: 2 full
- Lot Size: 76 x 102
- Laundry: Inside
- Year Built: 2006
- Garage: 2-car
- Heating: Central
- Cooling: Central Air
- Approx Sq. Feet: 1,720
- Acreage: 0.18
- Lot Size: 76 x 102
- Est. Taxes: $3,247
- HOA Fee: $211 Monthly
- Lot Desc: Corner Lot
- Adult Communities: Yes
- Pet Policy: Yes
- Appliances: Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
- MLS#: G5093200
- Days on Market: 80 days
- Website: https://www.raveis.com
/prop/G5093200/11945se91stcircle_summerfield_fl?source=qrflyer
Listing courtesy of LPT Realty Phone: 877-366-2213
William Raveis Family of Services
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Customer Service
888.699.8876
Contact@raveis.com
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To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
11945 SE 91ST CIRCLE, Summerfield, FL, 34491
$315,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $252,000 | $252,000 | $252,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.058% | 7.063% | 6.132% |
| Monthly Tax Payment | $271 | $271 | $271 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,593 | $1,655 | $2,110 |
| Total Monthly Payment | $1,939 | $2,001 | $2,456 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388