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All that Lyme has to offer is right outside your windows. This home is magnificently sighted on a hillside overlooking Tiffany Farms, with glimpses of Hamburg Cove in the distance, and the woodland hills of Sterling City. Bordered by the Plimpton Preserve, this home has the privacy you may desire, yet is walking distance to Hamburg Cove, the seasonal Lyme Farmers Market, and Music & Culture events at the Lyme Public Hall. Hamburg Cove features marinas for larger boats and Lyme has many spots to paddle. The views from this home are breathtaking and with the careful attention to window placement, the views follow you in every room. The first floor features an open plan with a cathedral ceiling in the Living Room, open to the dining room. A slider opens to a deck area that wraps around to the side yard. There is a gas fireplace to create a cozy ambiance. The kitchen has double sliding doors to open it up to the dining area. There is a bedroom option on this main level and the primary bedroom is on the 2nd level. Lots of flexibility with this floor plan, currently there is an additional bedroom and a loft used as an office on the 2nd level, but all this could be an expansive private primary suite if needed. On the lower level there is a drive-under garage with room for two cars, and a spacious unfinished room that is just waiting for your ideas to finish it out. The yard has been kept in a woodland style with flowering shrubs and native plantings, accented with rock outcroppings.
Type | Description | Dimensions | Level |
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Bedroom 1 | Wall/Wall Carpet | 12.7 x 13.4 | Main |
Bedroom 2 | Wall/Wall Carpet | 10.9 x 10.5 | Upper |
Dining Room | Combination Liv/Din Rm,Wall/Wall Carpet | 14.1 x 17.0 | Main |
Kitchen | Pantry,Tile Floor | 8.9 x 20.2 | Main |
Living Room | 2 Story Window(s),Cathedral Ceiling,Balcony/Deck,Ceiling Fan,Gas Log Fireplace,Wall/Wall Carpet | 19.2 x 26.0 | Main |
Office | Wall/Wall Carpet | 11.9 x 26.1 | Upper |
Primary Bedroom | Full Bath,Tub w/Shower,Wall/Wall Carpet | 12.1 x 18.2 | Upper |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $599,200 | $599,200 | $599,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.132% |
Monthly Tax Payment | $477 | $477 | $477 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,787 | $3,936 | $5,016 |
Total Monthly Payment | $4,356 | $4,505 | $5,585 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.