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Welcome to this move-in ready 2-bedroom, 2-bathroom home with a 2-car garage, located in the highly sought-after Heritage Lake community. Designed for comfortable and active living, this home boasts a NEW roof, NEW A/C, a 2023 water heater, and newer windows, ensuring efficiency and peace of mind. Inside, you'll find a large open floor plan with tile flooring throughout and an abundance of natural light from oversized windows. The fully renovated kitchen is a chef’s delight, featuring new cabinets, stone countertops, new appliances, and a massive island—perfect for entertaining! Both bathrooms have been tastefully updated, and the spacious primary suite includes a walk-in closet for ample storage. Step outside to relax on the covered, screened-in porch with a ceiling fan, ideal for enjoying Florida’s beautiful weather. The home also features new sod and a sprinkler system, enhancing its curb appeal. Heritage Lake offers low HOA fees and a vibrant, social atmosphere with top-notch amenities, including a pool, hot tub, private clubhouse, shuffleboard, bocce, tennis & pickleball courts, horseshoe pits, cornhole area, billiards room, and library. The community’s clubs and social committees host a variety of events and activities, making it easy to connect with neighbors and stay engaged. Situated in a prime location, you’re just minutes from shopping, dining, medical facilities, beaches, and top attractions. Don’t miss this fantastic opportunity—schedule your showing today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$344,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $275,920 | $275,920 | $275,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.132% |
Monthly Tax Payment | $111 | $111 | $111 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,744 | $1,813 | $2,310 |
Total Monthly Payment | $1,930 | $1,999 | $2,496 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.