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NEW PRICE! Fully Modernized 3 Bed, 2. 5 Bath Coastal Retreat + $5K Buyer Credit! Welcome to 906 Timberwood Drive, a beautifully updated ~1, 600 SQFT home on a quiet cul-de-sac in the Spruce Creek school district. Enjoy new 8" x 48" ceramic tile flooring and nice baseboards throughout (No Carpet!), fresh interior/exterior paint, and a bright, open layout with the Florida room under AC, perfect for Florida living. The Chef's Kitchen features Quartz Counters, Whirlpool stainless appliances, soft-close cabinets, bar seating, and passthrough to the Florida room. The family room with wood-burning fireplace opens to a relaxing dining area and Florida room with backyard views. Retreat to the remodeled primary suite with spa-style shower. Two guest bedrooms share an updated full bath with designer tilework. Washer, Dryer, Stand-up Freezer, Shed, and Mower convey. Major Updates Include: New Roof, Skylights, A/C, (2024) and 200+ amp Electrical (2017). New Double-pane, Energy Efficient Windows (2023). New Wind-rated Garage Door (2025). Step outside to a fenced backyard with fire pit and lightingideal for entertaining! Minutes from Daytona Speedway, One Daytona, Tanger Outlets, dining, hospitals, and The World's Most Famous Beach. Easy access to Orlando and St. Augustine. Seller offering $5, 000 toward Buyer Closing Costs, Prepaids, or Rate Buy-Down! Furniture Negotiable. Schedule your showing today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$414,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $331,200 | $331,200 | $331,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.132% |
Monthly Tax Payment | $117 | $117 | $117 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,093 | $2,176 | $2,773 |
Total Monthly Payment | $2,285 | $2,368 | $2,965 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.