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This stunning home in Piedmont, SC, is a perfect blend of charm, character, and modern convenience. Built by a respected local builder, this home features exquisite moldings and woodwork throughout, along with beautiful hardwood flooring. The gourmet kitchen is a chef’s dream, offering granite countertops, stainless steel appliances, ample counter space, and a spacious pantry. The open yet functional split floor plan ensures both comfort and privacy. The inviting living room boasts a gas fireplace, flanked by custom-built shelves and cabinets, creating a warm and elegant focal point. A flexible fourth bedroom can easily serve as an office, schoolroom, craft space, or additional living area. The home also includes a versatile flex room, perfect for recreation or extra storage. Step outside to enjoy the breathtaking stone patio, complete with a grand outdoor fireplace, ideal for entertaining or unwinding. Situated on a large lot, this property provides plenty of space for outdoor activities, sports, and gatherings. Don't miss this incredible opportunity to own a home that exudes timeless craftsmanship and thoughtful design!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
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Loan Amount | $512,000 | $512,000 | $512,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.007% | 7.063% | 6.132% |
Monthly Tax Payment | $245 | $245 | $245 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,194 | $3,363 | $4,286 |
Total Monthly Payment | $3,531 | $3,700 | $4,623 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.