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Remodeled in 2015, this 1950s ranch in desirable Palma Ceia is a rare opportunity to find 2 homes for the price of 1! The main house has a cozy and open living space with 3 bedrooms and 2 full baths with real wood floors and granite counters in the kitchen. You also have a detached rentable studio (mother-in-law ADU) with full bath, kitchenette, washer/dryer and a screened porch! Relax and enjoy a garden patio for entertaining. Inside the main home, the Master bedroom boasts of a spacious walk-in closet with a master bath containing double sinks and immense shower! The open and bright kitchen has 5 large picturesque hurricane windows (installed in 2018). Both homes have warm natural lighting. Located outside the flood zone area with one of the most desirable locations. Districted in the best schools in Tampa. Walkable to Roosevelt Elementary & Plant High School, Bayshore Boulevard, Starbucks, restaurants and Palma Ceia Golf & Country Club. Short bike ride to Coleman Middle School, downtown, Ballast Point Pier, Tampa General Hospital, and Hyde Park Village. This is a rare find, 2 buildings each with their own address!
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Our Executive Mortgage Banker:
Our Insurance Division:
$950,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $760,000 | $760,000 | $760,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.250% | 6.625% | 6.500% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.911% | 6.764% | 6.726% |
Monthly Tax Payment | $896 | $896 | $896 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,679 | $4,866 | $6,620 |
Total Monthly Payment | $5,667 | $5,854 | $7,608 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.