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Classic coastal Florida living. Easy sunny days & beautiful breezy nights await in this charming yet spacious beachside cottage nestled adjacent serene Washington Oaks State Park. Live the best life with private access to a semi-secluded, pristine beach just a short stroll away. Inside, discover timeless Florida appeal in the open and bright, yet cozy, floor plan featuring high design fixtures and modern upgrades. Kitchen boasts new quartz countertops, composite sink, custom color cabinets, and stainless appliances. The remodeled bathroom feels like a mini private spa; you can steam it up for days with the tankless gas water heater! This sturdy block construction home is secure from the elements under a newer roof and updated windows (both 2017). Out back, rinse off the salt in the outdoor shower, craft your next piece of art or store your boards/bikes in the small studio/storage shed. Evenings under the stars listening to the waves and wind are yours on the open back patio. Beyond the doorstep, adventure awaits at every turn. Whether exploring nearby Marineland, Hammock Beach Resort, Faver-Dykes State Park, Pellicer Creek Conservation Area, or enjoying a round of golfat one of the many close courses, the best of coastal recreation is right at your fingertips. With Palm Coast to the south and St. Augustine to the north, shopping, dining, entertainment, and health care are conveniently within reach. Embrace the salt life and experience year-round fun and relaxation in your new coastal retreat. Call today and start your journey toward living the beach lifestyle you've dreamt of!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$435,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $348,000 | $348,000 | $348,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.132% |
Monthly Tax Payment | $382 | $382 | $382 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,200 | $2,286 | $2,913 |
Total Monthly Payment | $2,657 | $2,743 | $3,370 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.