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DIRECT GULF ACCESS & VIEWS! - Handyman special with MILLION DOLLAR VIEWS without the million-dollar price tag! This 3-bedroom 3. 5 bath home has 60 feet of water frontage on a saltwater canal with no fixed bridges, providing seamless access to the Gulf of America with a 10, 000-pound boat lift and floating dock! Spend your days watching dolphins and manatees swim by from your screened in lanai or cast a fishing line right from your own backyard! NEW DRYWALL and ELECTRICAL OUTLETS! NEW LOWER KITCHEN CABINETS! NEW VANITES IN BOTH BATHROOMS! NEW TILE FLOORS! NEW ROOF IN 2021! NEW TANKLESS WATER HEATER 2023! The dual zone AC is all good and ready for your finishing touches. Live in the upstairs 1 bedroom and bathroom studio apartment with a kitchenette, large rear deck and its own private entrance while you renovate! Then use it as a mother-in-law suite or rent it out for additional income! Hudson Beach is a small coastal town just north of Tampa Bay & Clearwater, along the Gulf Coast of Florida - with NO HOA! Recreational pursuits abound with fishing, boating, kayaking and paddleboarding right from your back yard! There are several marinas, a public beach and waterfront tiki bars and restaurants with sunset views all just a short golf cart ride away! Come enjoy the laid-back coastal lifestyle without the crowds. Conveniently located off Hwy 19 for shopping, restaurants and hospital nearby. Just 15 minutes to the Expressway for easy access to Tampa and the airports. Don’t miss this rare opportunity to own an affordable, direct Gulf access home and create your own waterfront paradise. *Motivated seller. Al offers will be reviewed*
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Our Executive Mortgage Banker:
Our Insurance Division:
$529,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $423,200 | $423,200 | $423,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.132% |
Monthly Tax Payment | $226 | $226 | $226 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,675 | $2,780 | $3,543 |
Total Monthly Payment | $2,993 | $3,098 | $3,861 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.