5400 GULF DRIVE, #25, Holmes Beach, FL, 34217 | $475,000

One or more photo(s) has been virtually staged. Seller motivated for you to start living like a Floridian in this 55-plus community in the heart of Anna Maria Island. This unit offers two bedrooms, 1. 5 baths and is conveniently on the bottom floor corner. Here is your opportunity to complete and imagine your own beach condominium. Three photos have been virtually staged. Its condition is ready for you to design the way you want. All drywall has been replaced, and you can come in and finish up as you like or re-design as some other unit owners have done. The complex gives you direct access to the sugar sands of Holmes Beach and only two blocks to nearby restaurants and shops. There are two pools inside the community as well as an onsite laundry room, club house and the Florida classic shuffleboard. There is also a washer and dryer hook up inside the unit for your convenience. For added convenience, there are abundant closets, exterior storage, and your deeded carport just outside your back door. In a gulf-front community, you'll love easy access to the gulf water and beach, as well as the proximity to the charming shops and dining options of Holmes Beach and Anna Maria Island. A gulf-front oasis that delivers the ultimate in serene beachfront living. The beautifully landscaped grounds are tropical and alluring and are being tested to make sure every building will have the most beautiful landscape that is beach tolerant. And if that's not enough to love, the HOA monthly fee includes your building hurricane/hazard/flood insurances, CATV, internet, water and more. Please know that although this is a 55-plus community, only one household member needs to be 55-plus. Purchasers less than 55-plus may buy but will be limited to no more than 16 consecutive occupancy days or 90 days total in a calendar year until at least one household member is 55, making the rest of the year available for potential rental income.

Features

  • Heating: Electric
  • Cooling: Central Air
  • Levels: 2
  • Rooms: 6
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Electric Dryer Hookup, Inside, Laundry Closet, Other, Washer Hookup
  • Complex: 5400 GULF DRIVE APTS
  • Year Built: 1964
  • Approx Sq. Feet: 968
  • Acreage: 1.95
  • Est. Taxes: $7,087
  • Condo Fee: $1,354 Monthly
  • Lot Desc: City Lot, In County, Level, Near Golf Course, Near Marina, Sidewalk
  • View: Garden, Pool
  • Adult Communities: Yes
  • Pool: Gunite, Heated
  • Pet Policy: No
  • Appliances: Dryer, Microwave, Range, Refrigerator, Washer
  • MLS#: A4641487
  • Days on Market: 64 days
  • Website: https://www.raveis.com
    /prop/A4641487/5400gulfdrive_holmesbeach_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/5/2025 12:17:16 PM)
Listing courtesy of PREMIER SOTHEBYS INTL REALTY   Phone: 941-383-2500

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

5400 GULF DRIVE, #25, Holmes Beach, FL, 34217

$475,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $380,000 $380,000 $380,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.375% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.995% 7.050% 6.112%
Monthly Tax Payment $591 $591 $591
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,371 $2,496 $3,181
Total Monthly Payment $3,037 $3,162 $3,847

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.