3106 FRANCOA DRIVE, Odessa, FL, 33556 | $529,900

Luxury Living in Starkey Ranch's Esplanade Gated Community!

Experience the ultimate Florida lifestyle in this gorgeous, 3BR 2BA Plus Office/Bonus Room, newer construction single-family home located in the highly sought-after, gated Esplanade community within Starkey Ranch. Enjoy resort-style living with your own private clubhouse featuring two pools, a state-of-the-art workout center, bocce ball, and clay tennis and pickleball courts.

This lovely home boasts solid cinder block construction and a durable tile roof, offering both elegance and peace of mind. The bonus room makes a perfect office, guest bedroom or den. Step inside and be greeted by luxurious amenities, including an upscale kitchen complete with high-end appliances – perfect for the discerning chef. Primary BR Bath, Extra Large Walk In Closet, Attached 2 Car Garage, Large Separate Laundry Room and so much more! Relax and entertain in the enclosed lanai, enhanced by a birdcage screen, creating a seamless transition between indoor and outdoor living.

Beyond the Esplanade's exclusive amenities, Starkey Ranch offers even more! Enjoy access to three additional community pools, a large community center at Lake Cunningham, and the fantastic local park. This park is a true gem, featuring top-notch amenities including batting cages, soccer and baseball fields, a public library with a theater, and an award-winning K-8 school, plus a preschool for added convenience.

Don't miss this opportunity to own a piece of paradise in one of Tampa's most desirable communities. Schedule your showing today!

Notable Features:
• Ceiling-mounted surround sound speakers in the living room
• Custom electric fireplace with remote in the living room
• Ceiling fans and lights in the living room, all bedrooms, and the office
• Upgraded stainless steel appliances (range and microwave)
• Viking refrigerator
• Crown molding (kitchen, dining, living, and primary bedroom)
• Plantation shutters throughout
• Reverse osmosis water faucet
• Remote-controlled shade on the sliding door
• Two large ceiling-mounted storage racks in the garage
• Large storage cabinet in the garage
• Water softener

Features

  • Rooms: 3
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Laundry Room
  • Style: Ranch
  • Year Built: 2022
  • Garage: 2-car
  • Heating: Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,931
  • Acreage: 0.17
  • Est. Taxes: $10,337
  • HOA Fee: $1,220 Quarterly
  • Lot Desc: Landscaped
  • Elem. School: Starkey Ranch K-8
  • Middle School: Starkey Ranch K-8
  • High School: River Ridge High-PO
  • Pet Policy: Cats OK, Dogs OK
  • Appliances: Dishwasher, Disposal, Gas Water Heater, Kitchen Reverse Osmosis System, Microwave, Range, Refrigerator
  • MLS#: TB8353349
  • Days on Market: 39 days
  • Website: https://www.raveis.com
    /prop/TB8353349/3106francoadrive_odessa_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/7/2025 10:36:24 AM)
Listing courtesy of Compass Florida LLC   Phone: 305-851-2820

William Raveis Family of Services

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Customer Service

888.699.8876

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

3106 FRANCOA DRIVE, Odessa, FL, 33556

$529,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $423,920 $423,920 $423,920
Term 360 months 360 months 180 months
Initial Interest Rate** 6.375% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.007% 7.063% 6.132%
Monthly Tax Payment $861 $861 $861
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,645 $2,785 $3,549
Total Monthly Payment $3,598 $3,738 $4,502

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.