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Explore the perfect blend of elegance and comfort in this 3-bedroom, 2-bath home, located in the gated 55+ community of Palms at Serenoa, Clermont. Built just three years ago, this home features tile flooring throughout all living spaces, enhancing both the beauty and practicality of the interior. It's strategically placed on a peaceful pond, backed by dense woods that regularly attract local wildlife such as deer, otters, and cranes, providing a scenic and tranquil living environment. The residence boasts ample storage space throughout, ensuring a clutter-free lifestyle, and includes a two-car garage for additional convenience. Residents of Palms at Serenoa enjoy premium amenities including a resort-style pool and active pickleball courts, all within a secure, gated community that is golf cart-friendly, adding a layer of leisure and ease to daily movements around the neighborhood. This home is conveniently located near the upcoming Olympus sports complex, promising to be a major attraction in Clermont with state-of-the-art athletic facilities. Also nearby is the future State Road 516, or Lake/Orange Expressway, which will provide easy access to surrounding areas and enhance connectivity. Just a short drive from Disney, this property offers a serene residential experience with easy access to entertainment and leisure activities. This home is an ideal choice for those seeking a peaceful yet active lifestyle in a vibrant community.
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Our Executive Mortgage Banker:
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$385,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $308,000 | $308,000 | $308,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.108% | 7.063% | 6.152% |
Monthly Tax Payment | $524 | $524 | $524 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,947 | $2,023 | $2,578 |
Total Monthly Payment | $2,546 | $2,622 | $3,177 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.