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A Private Oasis in a Premier 55+ Community!
Nestled a quarter mile off the main road down a private, gated drive, this meticulously updated 2-bedroom, 2-bathroom home in Gold Tree offers a serene and secure retreat that feels like a hidden gem. Residents enjoy the rare advantage of owning their share of the land through the co-op structure - a valuable perk that elevates both pride of ownership and investment potential. The HOA fees cover cable, internet, water, sewer, trash, and yard maintenance. Perfect for year-round living or a seasonal getaway, this home boasts modern upgrades and tranquility, with an interior laundry room and striking floor-to-ceiling views in the inviting front lanai. The gourmet kitchen boasts a new butcher block island, new cabinets, stainless steel stove and microwave, and generous pantry space perfect for culinary enthusiasts. Spacious and well-appointed bathrooms deliver comfort and flexibility for everyday living, while a generous workshop featuring a heavy-duty workbench is perfect for tackling any project. This home is designed for both relaxation and functionality.
Recent Upgrades Include: New roof (2025), vapor barrier (2022), skirting (2023), complete plumbing replacement (2022), water heater (2022), all electrical outlets and switches replaced (2023), stylish 6 inch baseboards (2022), luxury vinyl flooring in both bedrooms (2022), Guest bathroom with new sink and vanity (2024), Master bathroom fully remodeled (5 years ago), Newer A/C unit (2020), All new room-darkening window blinds (2024), All newly painted walls (2022), stove & microwave (2022),
Community Highlights: Tucked away from the hustle, Gold Tree’s private road and gated entrance enhance safety and quiet, while the entire eastern boundary adjoins city-owned vacant land tied to the water plant ensuring lasting privacy and a peaceful setting. This active 55+ co-op community offers a monthly newsletter with a vibrant Calendar of Events and an on-site storage yard for your boat, trailer, or RV. The clubhouse features a large library, pool tables, table tennis, air hockey, and numerous events with live music. Outdoor amenities include a heated pool, shuffleboard, bocce ball, tennis, pickle ball courts. Conveniently located near shopping, banks, dining, the scenic Riverwalk, UTC Mall, Benderson Park, hospitals, and world-renowned beaches ranked among the best in the U. S.
Key Advantages: Land ownership through co-op structure, Granite countertops, Generous pantry space, indoor laundry, large list of newly remodeled items Association permits rentals, Pet-friendly community, Spacious workshop with heavy-duty workbench & cabinetry. A rare blend of seclusion ownership and modern living. . . . Schedule your showing today to discover Gold Tree’s unique charm!
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $175,200 | $175,200 | $175,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.132% |
Monthly Tax Payment | $138 | $138 | $138 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,107 | $1,151 | $1,467 |
Total Monthly Payment | $1,320 | $1,364 | $1,680 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.