5707 45TH STREET E, #268, Bradenton, FL, 34203 | $219,000

A Private Oasis in a Premier 55+ Community!
Nestled a quarter mile off the main road down a private, gated drive, this meticulously updated 2-bedroom, 2-bathroom home in Gold Tree offers a serene and secure retreat that feels like a hidden gem. Residents enjoy the rare advantage of owning their share of the land through the co-op structure - a valuable perk that elevates both pride of ownership and investment potential. The HOA fees cover cable, internet, water, sewer, trash, and yard maintenance. Perfect for year-round living or a seasonal getaway, this home boasts modern upgrades and tranquility, with an interior laundry room and striking floor-to-ceiling views in the inviting front lanai. The gourmet kitchen boasts a new butcher block island, new cabinets, stainless steel stove and microwave, and generous pantry space perfect for culinary enthusiasts. Spacious and well-appointed bathrooms deliver comfort and flexibility for everyday living, while a generous workshop featuring a heavy-duty workbench is perfect for tackling any project. This home is designed for both relaxation and functionality.
Recent Upgrades Include: New roof (2025), vapor barrier (2022), skirting (2023), complete plumbing replacement (2022), water heater (2022), all electrical outlets and switches replaced (2023), stylish 6 inch baseboards (2022), luxury vinyl flooring in both bedrooms (2022), Guest bathroom with new sink and vanity (2024), Master bathroom fully remodeled (5 years ago), Newer A/C unit (2020), All new room-darkening window blinds (2024), All newly painted walls (2022), stove & microwave (2022),
Community Highlights: Tucked away from the hustle, Gold Tree’s private road and gated entrance enhance safety and quiet, while the entire eastern boundary adjoins city-owned vacant land tied to the water plant ensuring lasting privacy and a peaceful setting. This active 55+ co-op community offers a monthly newsletter with a vibrant Calendar of Events and an on-site storage yard for your boat, trailer, or RV. The clubhouse features a large library, pool tables, table tennis, air hockey, and numerous events with live music. Outdoor amenities include a heated pool, shuffleboard, bocce ball, tennis, pickle ball courts. Conveniently located near shopping, banks, dining, the scenic Riverwalk, UTC Mall, Benderson Park, hospitals, and world-renowned beaches ranked among the best in the U. S.
Key Advantages: Land ownership through co-op structure, Granite countertops, Generous pantry space, indoor laundry, large list of newly remodeled items Association permits rentals, Pet-friendly community, Spacious workshop with heavy-duty workbench & cabinetry. A rare blend of seclusion ownership and modern living. . . . Schedule your showing today to discover Gold Tree’s unique charm!

Features

  • Amenities: Cable TV, Clubhouse, Fitness Center, Pickleball Court(s), Pool, Shuffleboard Court
  • Rooms: 5
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Inside, Laundry Room
  • Year Built: 1995
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,296
  • Acreage: 0.1
  • Est. Taxes: $1,656
  • HOA Fee: $292 Monthly
  • Adult Communities: Yes
  • Pet Policy: Cats OK, Dogs OK
  • Appliances: Disposal, Dryer, Ice Maker, Microwave, Range, Refrigerator, Washer
  • MLS#: A4641591
  • Days on Market: 16 days
  • Website: https://www.raveis.com
    /prop/A4641591/570745thstreete_bradenton_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/11/2025 8:32:09 AM)
Listing courtesy of MS REALTY MICKEY SCHWEITZER & ASSOCIATES LLC   Phone: 941-914-2460

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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5707 45TH STREET E, #268, Bradenton, FL, 34203

$219,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $175,200 $175,200 $175,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.500% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.058% 7.063% 6.132%
Monthly Tax Payment $138 $138 $138
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,107 $1,151 $1,467
Total Monthly Payment $1,320 $1,364 $1,680

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.