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Welcome to this classic, charming home. The covered front porch w/Trex decking and beautiful stone stoop and walkway create an inviting first impression. 5-car driveway provides ample parking leading to entry foyer w/slate floor and double closet. Hardwood floors flow throughout, enhancing the elegance of the formal living room. The dining room is accented w/crown molding. A sunken family room offers a wood-burning fireplace and Pella double doors that open to a deck overlooking the backyard. The updated eat-in kitchen features granite countertops and tile floors. The home has three bedrooms and two full baths. A full walk-up attic for excellent storage, and basement w/ outside entrance from the driveway. Some great features of the home include: gas heat for efficiency, less than 5-year-old roof w/new gutters, and a chimney liner replaced less than a year ago. Two LIRR train station options w/only 7 min walks (East Rockaway or Centre Ave. ) This home seamlessly blends timeless charm with thoughtful updates, making it a wonderful place to call home.
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Our Executive Mortgage Banker:
Our Insurance Division:
$619,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $495,200 | $495,200 | $495,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.007% | 7.063% | 6.132% |
Monthly Tax Payment | $1,186 | $1,186 | $1,186 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,089 | $3,253 | $4,145 |
Total Monthly Payment | $4,367 | $4,531 | $5,423 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.