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Under contract-accepting backup offers. This is it! The perfect 55+ community on Florida's West Coast! Ponderosa Park features the ultimate in easy, care-free living. Great location near shopping, restaurants, and a short drive to the warm tropical Gulf waters. With HOA fees of only $250/year, enjoy Bocci Ball, Events at the Clubhouse, and relax Poolside year round. Perfect for Snowbird or year round Residence. This incredible 2 bedroom, Pond-front home features 2 full bathrooms set up in a split plan, surrounding an open area of living space that welcomes you home every time you walk in! Kitchen is remodeled in casual elegance, and flows seamlessly into the comfortable Dining Area and spacious Living spaces. Everything is meticulously maintained, with pride of ownership showing in extra attention to detail. Guest bath is arranged as a Jack-n-Jill setup, and converts to a suite to accommodate out of town visitors with a special level of privacy. Primary suite boasts a large walk-n closet and spans the width of the home and is decorated with warm finishes. Off the kitchen is a tastefully enclosed Florida room, that allows a second living space for kicking back, or entertaining. Large Enclosed Utility room houses extra fridge and laundry facility with slop sink and loads of extra storage, PLUS a great workshop area!! Continue out back, and put your feet up under the Gazebo overlooking the serene Pond and savor coffee in the morning, or a tasty beverage at sundown. Everything outside is easy to maintain, and fresh paint reflects the owners' exceptional commitment. Even the Carport is special, with custom opaque screen panels to protect your vehicle during times when you're away!! There are many great upgrades to see; a list is available, just ask!! And to top it off, best of all, you only need your toothbrush, because this home is fully furnished and equipped as you see in the photos!! Down to the dishes and linens and towels!! What an amazing opportunity and an exceptional value!
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Our Executive Mortgage Banker:
Our Insurance Division:
$189,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $151,920 | $151,920 | $151,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.995% | 7.050% | 6.132% |
Monthly Tax Payment | $129 | $129 | $129 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $948 | $998 | $1,272 |
Total Monthly Payment | $1,152 | $1,202 | $1,476 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.