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This impeccably maintained home, sited on 2 private acres, offers a perfect blend of comfort and style. Featuring three spacious bedrooms and two and a half bathrooms, it feels both cozy yet able to handle large gatherings. Enter and notice beautiful wide plank hardwood floors throughout. Offering a relaxed space with pretty bay window and beamed ceilings, the inviting living room opens nicely to a breakfast nook. A very recent addition is the sun room, fully heated & insulated with vaulted ceilings, skylights, oversized windows and new exterior deck, which adds tremendous flex space to the home. Overlooking the sun room is the well-appointed kitchen, boasting granite countertops and new stainless steel appliances. A convenient pantry provides ample storage. A more formal dining room and living room (highlighted by a charming working fireplace) and half bath with laundry complete the 1st floor. Upstairs the primary suite offers a tranquil retreat, complete with private bathroom and double closets, while the additional 2 bedrooms are generously sized, sharing an additional full bath. The full basement has a home office/4th bedroom, utility room and access to the 2 car garage. Recent improvements include new mini split heat pumps for a/c, newer roof, 200 Amp electrical panel, home generator with propane back-up & new gutters. The detached shed even has a loft space and the landscaping is gorgeous, featuring a circular garden with fountain and mature plantings. Truly special!
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William Raveis Real Estate
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $600,000 | $600,000 | $600,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.132% |
Monthly Tax Payment | $539 | $539 | $539 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,792 | $3,942 | $5,023 |
Total Monthly Payment | $4,423 | $4,573 | $5,654 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.