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Time to Start Living the Florida Lifestyle in this Beautiful and Affordable 2 Bedroom, 2 Bath, 1 Car Garage Pool Home on Half Acre, located in one of the most sought after areas of Punta Gorda. Ridge Harbor Community is a voluntary association to bring together neighbors to create a community that promotes a safe and welcoming environment to live. Community Clubhouse has scheduled activities throughout the year for the whole family. Private boat ramp just a short distance away for a small fee. HOA is really low but it also optional.
This Beautiful Pool Home features: open floor plan. . . ceramic tile flooring throughout, soaring 9 ft ceilings, spacious living room with pocket sliding glass doors out to your private sparkling pool, the kitchen has gorgeous granite countertops, small center island that can be moved, stainless steel appliances that are all included and the dining room location makes this an awesome home for entertaining. The primary bedroom is a nice size room with great views of your private pool from the sliding glass doors leading out to the screened/covered lanai. Primary bathroom is huge. . . long vanity with dual sinks and granite countertops. . . . . walk around walk-in shower with beautiful tile walls and flooring. . . . most importantly to some. . . . a huge 16' x 6' walk-in closet. Inside laundry room with storage closet and washer and dryer are included. Other features include: Owned Solar Panels -On-grid solar systems remain connected to the utility grid. The solar panels feed excess generated electricity back into the grid, which earns credit from the utility company to offset your regular electricity bills. Plus there is a 25 year warranty on the solar panel system that is transferable to the new owners. Extra lot is completely fenced in with two gates to access your big toys through if needed. Extra lot also has a 10' x 20' storage shed with ramp and a 7' x7' storage shed. Hurricane shutters for the sliding glass doors and accordion shutters on the windows. Great Location!! Great Price!! Great Curb Appeal!!
Enjoy relaxing by your sparkling pool and the peace and serenity of this rural community. . . but only minutes to downtown Punta Gorda. Nearby shopping, restaurants, boat ramps, fishing, golfing, parks, beaches and more. . . . Start Living the Florida Lifestyle Now!! Call Today for your Private Showing. . . . Motivated sellers. . .
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William Raveis Real Estate
Phone: 888.699.8876
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $255,920 | $255,920 | $255,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.995% | 7.037% | 6.046% |
Monthly Tax Payment | $307 | $307 | $307 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,597 | $1,681 | $2,125 |
Total Monthly Payment | $1,979 | $2,063 | $2,507 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.