411 VIRGINIA AVENUE, Madeira Beach, FL, 33708 | $340,000

Prime Vacant Lot in Madeira Beach – Build Your Dream Coastal Home! Seize this rare opportunity to build your dream beach home in the heart of Madeira Beach! This 40x100 lot is ideally located just steps from the sugar-white sands and sparkling Gulf waters, offering the ultimate Florida lifestyle. The home sustained damage from Hurricanes Milton and Helene and cannot be renovated under current FEMA guidelines, making this an ideal blank slate for a brand-new, elevated beach retreat built to modern codes and insurance standards. This lot offers Unbeatable Location & Lifestyle: (1) Walkable to Madeira Beach – Soak up the sun and enjoy stunning Gulf sunsets, (2) Steps from the iconic Candy Kitchen – A must-visit for nostalgic sweet treats, (3) Minutes to John’s Pass Village & Boardwalk – Waterfront dining, boutique shopping, boating excursions + jet skis for hire. It's also close to Downtown St. Pete – Explore vibrant arts, dining, and nightlife.
Easy access to Westshore Business District & Tampa International Airport (TIA) – Perfect for commuters and travelers and a short drive to Downtown Tampa – Enjoy world-class entertainment, museums, and dining. You can also cheer on your Cheer on local sports teams! Catch the Buccaneers, Lightning, Rays, and Rowdies in action all within 30-50 minutes of this incredible lot. Whether you're looking to build a primary residence, vacation getaway, or investment property, this prime lot is a rare find in one of Florida’s most desirable coastal communities. Don’t miss out—call today to secure your piece of paradise!

Features

  • Rooms: 5
  • Bedrooms: 2
  • Baths: 1 full
  • Lot Size: 45 x 100
  • Laundry: Other
  • Style: Other
  • Year Built: 1946
  • Heating: Other
  • Cooling: None
  • Approx Sq. Feet: 930
  • Acreage: 0.11
  • Lot Size: 45 x 100
  • Est. Taxes: $5,931
  • Elem. School: Orange Grove Elementary-PN
  • Middle School: Madeira Beach Middle-PN
  • High School: St. Petersburg High-PN
  • Pet Policy: Yes
  • Appliances: Other
  • MLS#: TB8351115
  • Days on Market: 43 days
  • Website: https://www.raveis.com
    /prop/TB8351115/411virginiaavenue_madeirabeach_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/7/2025 7:17:10 PM)
Listing courtesy of Coldwell Banker Realty   Phone: 813-977-3500

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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411 VIRGINIA AVENUE, Madeira Beach, FL, 33708

$340,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $272,000 $272,000 $272,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.375% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.995% 7.050% 6.132%
Monthly Tax Payment $494 $494 $494
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,697 $1,787 $2,277
Total Monthly Payment $2,266 $2,356 $2,846

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.