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Dreaming of breathtaking sunset views right from your backyard? No Back Yard Neighbors! This St. John floor plan home with water view and separate golf cart entry is a MUST-SEE! Located in The Palms of Lake Ashton, this 3 bedroom / 2 bath Split Floor Plan home with separate Den is waiting for you! Seasonally occupied, this open and spacious home has a screened entry and an enclosed, covered lanai on the rear of the home with tile flooring and transitional windows with screen option. The paver walk way leads to the screened entry and double solid doors at the front of this home. Upon entering you'll appreciate the open floor design with high ceilings & abundant natural light. The living room with trey ceiling is the center of the home with the kitchen and formal dining areas flowing nicely together. The formal dining area is currently being utilized as a sitting area. Plantation Shutters on the triple sliders in the Living Room compliment the area. The kitchen has custom tiled counter tops, 42" cabinets with crown molding and breakfast bar. A walk in pantry is a bonus! The refrigerator, dishwasher, and microwave have been replaced. A dinette area is directly off the Kitchen and is conveniently located to the Den and Lanai. Sliding glass doors with Plantation Shutters provide direct access to the Lanai from the dinette area. The master suite offers a trey ceiling with ceiling fan. His and Her walk in closets are located in the hallway to the Master Bath area. Master Bath has a walk in shower, large soaking tub, separate water closet and His/Her vanities with framed mirrors. Guests will enjoy visiting! Bedroom 1 and Bedroom 2 are specious and located on the opposite side of the home. The guest Bathroom has a walk in shower, tiled counter top and framed mirror. Additional upgrades include: Central Vacuum, Crown Molding, Roof Replaced in 2024, A/C has been replaced, Washer/Dryer have been replaced, too. Take advantage of the community amenities in Lake Ashton. Residents enjoy the Main Clubhouse with Grand Ballroom, Temperature controlled outdoor pool, Restaurant, Movie Theater, Fitness Center, Bocce Courts, Tennis Courts, Shuffleboard Courts, Bowling Lanes, Card, Craft and Billiards and MORE. Residents also enjoy the Health and Fitness Center with large indoor temperature controlled pool, Indoor 1/2 Court Basketball, Indoor Full Court Racquetball, Fitness Center, Card, Craft and Billiards, Pickle Ball and more. Lake Ashton is a pet-friendly community with 3 Pet Parks. This home won't last long! It's easy to show. Furniture and Golf cart are negotiable outside of the contract. Call Today.
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William Raveis Real Estate
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $440,000 | $440,000 | $440,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.995% | 7.050% | 6.132% |
Monthly Tax Payment | $561 | $561 | $561 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,745 | $2,890 | $3,683 |
Total Monthly Payment | $3,397 | $3,542 | $4,335 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.