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Welcome to 16 Saddle Ridge Rd in New Milford, CT! Nestled in this beautiful neighborhood, this meticulously maintained 3800+ sq. ft Colonial sits on almost 3-acres and combines timeless charm w/modern luxury. The home has been completely painted throughout and offers options galore for today's diverse homebuyer. A retreat from the city, space for a growing family, flexibility for multi-generational living and even a fully equipped and private in-law apartment. Upon entry you are greeted with an elegant sweeping staircase and functional flow of living space throughout. The home is bathed in natural light w/large windows throughout and a well-appointed gourmet kitchen ideal for everyday meals and entertaining. The main level provides an inviting living room for cozy gatherings by the fire, a formal dining room perfect for hosting guests, sunroom, mudroom with laundry and an epic family room perfect for a play/movie space, home gym, or expansive office. Upstairs, the primary suite offers a luxurious retreat with a dressing area, a spa-like en-suite bathroom w/tub and a beautifully tiled shower. Two generously sized bedrooms, a modern full bath, and an upstairs laundry area complete the 2nd floor. Step outside for play or relaxation onto your completely new deck and fully fenced private yard. The home has a 2-car garage, new driveway, a full-home generator and a security system. A 1-year home warranty is INCLUDED with the sale. Room for a pool. There is no better value in town!
Type | Description | Dimensions | Level |
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Bedroom 1 | Ceiling Fan,Hardwood Floor | 14.1 x 15.0 | Upper |
Bedroom 2 | Ceiling Fan,Hardwood Floor | 13.1 x 15.0 | Upper |
Bedroom 3 | Patio/Terrace,Sliders | 27.0 x 15.0 | Lower |
Dining Room | French Doors,Hardwood Floor | 16.0 x 13.0 | Main |
Eat-In Kitchen | Balcony/Deck,Built-In Hutch,Granite Counters,Dining Area,Island,Hardwood Floor | 16.0 x 30.0 | Main |
Family Room | Vaulted Ceiling,Beams,Ceiling Fan,Wall/Wall Carpet | 22.0 x 27.0 | Other |
Living Room | 9 ft+ Ceilings,Ceiling Fan,Fireplace,Sunken,Hardwood Floor | 15.0 x 29.8 | Main |
Primary Bedroom | Vaulted Ceiling,Balcony/Deck,Ceiling Fan,Dressing Room,Full Bath,Hardwood Floor | 14.1 x 21.7 | Upper |
Sun Room | Ceiling Fan,Sliders,Tile Floor | 14.1 x 15.9 | Main |
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 845.290.3871
Matthew.DeMaria@raveis.com
NMLS Mortgage Loan Originator ID 147983
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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---|---|---|---|
Loan Amount | $639,200 | $639,200 | $639,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.132% |
Monthly Tax Payment | $842 | $842 | $842 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,040 | $4,199 | $5,351 |
Total Monthly Payment | $4,974 | $5,133 | $6,285 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.