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Nestled on a quiet dead-end street, this beautifully designed three-bedroom, two-bathroom cottage-style home offers the perfect combination of charm, comfort, and contemporary upgrades. With excellent curb appeal and high-quality finishes throughout, this home presents a rare opportunity for affordable newer construction in the heart of historic St. Augustine, just minutes from downtown. Inside, the thoughtfully designed floor plan features premium LVP flooring throughout. The kitchen boasts quality shaker cabinetry and quartz countertops, offering both style and durability, along with GE Profile appliances. A coastal-inspired millwork package, including Craftsman-style interior doors and flat trim, enhances the home's inviting aesthetic. High 9-foot first-floor ceilings create a spacious, airy feel, while oversized PGT vinyl windows allow natural light to flood the space. Both front and rear entry doors feature full-light designs, adding to the bright and welcoming atmosphere. Designed for both aesthetics and durability, the exterior features deep covered porches that extend the living space, ideal for relaxing or entertaining. A specially feature/upgrade also includes smart house panel in master closet with cat 6 internet hookups in every room. The premium, prefinished vinyl siding and trim offer low-maintenance beauty, while 50-year rated architectural shingles with stylish metal porch accents ensure lasting quality. One of the home's standout features is its exceptional elevation, with lot grades over 35 feet, more than 25 feet above St. Augustine’s minimum building elevation requirement. This added height not only enhances the property’s safety but also provides peace of mind for future homeowners. This charming, move-in-ready home blends modern conveniences with timeless appeal in one of St. Augustine’s most desirable locations. Don’t miss your chance to experience the best of historic coastal living—schedule your showing today!
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $292,000 | $292,000 | $292,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.132% |
Monthly Tax Payment | $258 | $258 | $258 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,846 | $1,918 | $2,444 |
Total Monthly Payment | $2,179 | $2,251 | $2,777 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.