820 N CARROLL ROAD, Lakeland, FL, 33801 | $277,000

Under contract-accepting backup offers. Welcome to Lakeland! Step into the warmth and charm of this delightful turnkey home, lovingly nestled in the heart of Lakeland on a picturesque . 89-acre lot. This welcoming haven is searching for its new homeowners to create cherished memories within its inviting embrace.
The main house offers three cozy bedrooms and 2. 5 beautifully updated bathrooms, featuring stunning new LVP flooring and elegant granite countertops. The interiors have been freshly painted, both inside and out. With the added advantage of water softener systems and reverse osmosis, every moment spent here will be a delightful experience. Feel the warmth and tranquility wash over you as natural light gently fills each corner upon your arrival. A charming in-law suit bonus room awaits in a studio-style layout, complete with its own updated full bath, LVP flooring, and private entry, offering both comfort and privacy. The expansive lot, fully fenced in, provides an abundance of space to craft your very own dream oasis. Indulge in the joys of homegrown produce with custom garden planters and a quaint chicken coop, fostering a true sense of homeliness. Embrace the freedom of no HOA or CDD, with additional highlights such as an AC unit from 2012, a 40-gallon water heater from 2011, a well pump that is just two years old, and two separate septic tanks. The main house septic has been thoroughly cleaned and serviced as of February 2025, and the smaller tank behind the RV remains in perfect working condition. Conveniently located near major highways, a delightful array of restaurants, entertainment venues, and shopping options, this charming residence offers both serenity and accessibility. Contact us today for your exclusive tour of this endearing home, and take the first step toward making it yours!

Features

  • Rooms: 8
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Lot Size: 208 x 183
  • Laundry: Electric Dryer Hookup, Outside, Washer Hookup
  • Year Built: 1956
  • Heating: Central, Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 1,075
  • Acreage: 0.89
  • Lot Size: 208 x 183
  • Est. Taxes: $1,994
  • Lot Desc: Oversized Lot
  • Pet Policy: Yes
  • Appliances: Dryer, Exhaust Fan, Kitchen Reverse Osmosis System, Microwave, Range, Refrigerator, Washer, Water Filtration System, Water Softener
  • MLS#: TB8354721
  • Days on Market: 68 days
  • Website: https://www.raveis.com
    /prop/TB8354721/820ncarrollroad_lakeland_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/21/2025 1:12:00 AM)
Listing courtesy of Coldwell Banker Realty   Phone: 813-685-7755

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

820 N CARROLL ROAD, Lakeland, FL, 33801

$277,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $221,600 $221,600 $221,600
Term 360 months 360 months 180 months
Initial Interest Rate** 6.750% 6.990% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.160% 7.154% 6.172%
Monthly Tax Payment $166 $166 $166
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,437 $1,473 $1,855
Total Monthly Payment $1,678 $1,714 $2,096

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.