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Love where you live in the highly sought-after waterfront community of Hernando Beach, Florida! This beautifully maintained 4-bedroom, 2. 5-bathroom home offers three stories of functional space, including two levels of living and a dock. Step inside to feel the warmth and care poured into this home. Recent upgrades ensure move-in-ready convenience, including a new A/C unit with a 10-year transferable warranty (covering parts, labor, and maintenance), a new hot water heater, a new electrical panel, new gutters with underground drainage, and a newer roof (2021). The kitchen shines with new quartz countertops, new black stainless steel appliances, farmers sink, lots of beautiful cabinets and under-cabinet lighting, while the bathrooms boast new fixtures and marble countertops. The main living area is elevated just a few steps up, leading to a spacious family room with a wood-burning fireplace and two oversized PGT non-impact pocket sliding glass doors that open to an expansive lanai spanning almost the width of the home. The open-concept design flows seamlessly into the oversized dining area and walk-in pantry. Three generously sized bedrooms, a convenient laundry room with additional storage complete the main level. Upstairs, the private master retreat features large windows for abundant natural light, a huge walk-in closet, and an en-suite bath with double sinks, marble countertop, a Jacuzzi Garden tub, and a stylish tiled walk-in shower. The private master lanai is the perfect place to unwind. On the ground level, two oversized garage spaces with storage rooms, along with a half bath for convenience. A custom wood bar area opens to a screened-in lanai—ideal for entertaining. The backyard leads to a spacious dock, ready for your boat and waterfront adventures. which has perfect space for your boat and if you don't have a boat it's a great excuse to get one. No expense has been spared in making this home an exceptional waterfront retreat. Don't miss out—schedule your private showing today! Additional . 17 acre lot next door (key #169178)available for $125, 000. A Lender credit is being offered, ask for details.
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Our Executive Mortgage Banker:
Our Insurance Division:
$660,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $528,000 | $528,000 | $528,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.990% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.172% | 7.154% | 6.172% |
Monthly Tax Payment | $45 | $45 | $45 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,381 | $3,509 | $4,420 |
Total Monthly Payment | $3,518 | $3,646 | $4,557 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.