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*** MOTIVATED SELLER!!! SELLER IS OFFERING $15, 000 TOWARDS CLOSING COSTS AND/OR UPDATES!!! BUILT-IN EQUITY - Major components are all updated, just add your own finishing touches! Enjoy country living with city convenience in this charming 3 bedroom, 2 bath home on almost 1/4 acre lot. Includes spacious living room, dining area & kitchen, along with a large utility room with washer/dryer hookups. No HOA or CDD - bring your toys and store on your own property. Updates and some repairs are needed, but there is plenty of equity for you to add your personal touches. Major components are newer - Roof replaced in 2019, 14 SEER 2 Ton HVAC with Heat Pump 2022, Main Water Line Installed 2019, Water Heater 2020, Septic Tank Replaced 2015. Yard is mostly fenced and includes a storage shed with power and an enclosed screened porch. Conveniently located near shopping, restaurants, parks, shopping and quick access to I4 and I75. Sold strictly As Is - Seller has not occupied the property. Don't miss out on this great opportunity! **Please note: Warranty Deed will be subject to an easement for a plumbing main line located at 5439 Highway 579, Seffner, FL 33584, located approximately 25 feet from the North boundary and running East to West from Highway 579 to property located at 11703 Sunlight Lane, Seffner, FL 33584, for future access for usage, maintenance and repairs. See attachments for more information.
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Our Executive Mortgage Banker:
Our Insurance Division:
$275,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $220,000 | $220,000 | $220,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.007% | 7.063% | 6.132% |
Monthly Tax Payment | $191 | $191 | $191 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,373 | $1,445 | $1,842 |
Total Monthly Payment | $1,639 | $1,711 | $2,108 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.