3619 WILLOW LAKE COURT, St. Cloud, FL, 34769 | $385,000

SELLER OFFERING $5, 000 BUYER INCENTIVE WITH ACCEPTED CONTRACT! This spacious pool home offers endless potential and could be your dream home! Nestled in an established neighborhood on a cul-de-sac, it perfectly blends comfort, convenience, and opportunity. The split plan features 3 bedrooms and 2 baths, plus an office/den ideal for working from home or extra guest space. Enjoy a master suite with its double door entry, walk-in closet, separate vanity, and double sinks. The large kitchen offers plenty of cabinet space, double pantry, room for a breakfast nook and flows effortlessly into the living room sharing the double-sided fireplace. Natural light illuminates the living area and kitchen due to an open floor plan complemented by a wall of windows. This design encourages you to step out onto the expansive deck, featuring a screened pool AND heated spa that overlooks a tranquil pond, making it perfect for both relaxation and backyard fun. Recent updates include a newer roof, air conditioner, water heater, and primary bedroom carpet, which is a great starting point for any new homeowner. Home is situated on almost a quarter-acre and surrounded by mature landscaping so there is plenty of additional space for play or gardening within the fenced area. Don’t miss a chance to own this remarkable home that combines space and endless potential in a prime location close to major highway access, shopping, medical facilities, schools, and golf course. Schedule a tour today!

Features

  • Rooms: 8
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 80 x 120
  • Laundry: In Garage
  • Year Built: 1991
  • Garage: 2-car Garage Door Opener
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,809
  • Acreage: 0.22
  • Lot Size: 80 x 120
  • Est. Taxes: $796
  • HOA Fee: $230 Annually
  • Lot Desc: City Lot, Landscaped, Oversized Lot, Sidewalk
  • View: Water
  • Elem. School: Neptune Elementary
  • Middle School: St. Cloud Middle (6-8)
  • High School: St. Cloud High School
  • Pool: Gunite, In Ground, Screen Enclosure
  • Pet Policy: Yes
  • Appliances: Dishwasher, Microwave, Range, Refrigerator
  • MLS#: S5121165
  • Days on Market: 50 days
  • Website: https://www.raveis.com
    /prop/S5121165/3619willowlakecourt_stcloud_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/8/2025 8:32:10 AM)
Listing courtesy of ORLANDO AREA SALES GROUP LLC   Phone: 407-758-4140

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

3619 WILLOW LAKE COURT, St. Cloud, FL, 34769

$385,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $308,000 $308,000 $308,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.375% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.995% 7.050% 6.132%
Monthly Tax Payment $66 $66 $66
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,922 $2,023 $2,578
Total Monthly Payment $2,063 $2,164 $2,719

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.