9770 INDIAN KEY TRAIL, #102, Seminole, FL, 33776 | $499,999

Elegant Townhome in Tara Cay Sound – Minutes from Indian Shores Nestled in the sought-after community of Tara Cay Sound in Seminole, this beautifully updated 3-bedroom + GUEST SUITE, 4-bathroom townhome offers an exceptional blend of comfort, style, and functionality. Just minutes from the stunning beaches of Indian Shores, this home provides the perfect Florida lifestyle with thoughtful upgrades and HIGH-END FINISHES throughout. Step inside to discover an inviting open-concept living area featuring HURRICANE IMPACT WINDOWS for peace of mind, along with Hunter Douglas curtains on the sliding doors leading to a private screened-in balcony. The front windows boast elegant PLANTATION SHUTTERS adding a touch of timeless charm. The main living area and front office/bedroom feature laminate wood flooring, creating a seamless flow throughout. The spacious kitchen is designed for both function and style, showcasing GRANITE COUNTERTOPS, fairly new stainless steel appliances, and ample cabinetry. A unique highlight of this home is the lower-level guest suite, complete with its own kitchen, granite countertops, and full bathroom, offering a private retreat for guests, in-laws, or even rental potential. The guest suite features ceramic tile flooring, making it both stylish and easy to maintain. Three of the four bathrooms have been completely updated with granite countertops, finishes and fixtures enhancing the home’s luxurious feel. The upstairs bedrooms feature new Berber carpeting, providing warmth and comfort, while the entire home has been freshly painted for a bright and modern aesthetic. This townhome also includes two screened-in balconies on the upper floors and a screened-in patio and deck on the ground level, offering multiple outdoor spaces to relax and enjoy the serene surroundings. The fireplace, currently converted to electric, can easily be switched back to gas, as all original components have been preserved an appealing feature for buyers who prefer a traditional gas fireplace. Additionally, the home boasts a 2-year-old Trane HVAC system with air purifier and UV lightbulbs, ensuring energy efficiency and year-round comfort. The composite deck offers a low-maintenance outdoor space, ideal for entertaining or unwinding in your private, PARK-LIKE BACKYARD SETTING with mature landscaping. This home also features a 1-car garage, providing additional storage and convenience. The HOA fees cover water, trash, sewage, basic cable and internet, and yard maintenance, offering worry-free living. Tara Cay Sound is a WATERFRONT COMMUNITY, offering residents access to a private community POOL and SPA just steps from your front door, boat slips, scenic walking paths and one of the LOWEST HOA FEES in all of Pinellas County. The community is very PET-FRIENDLY, even allowing large breeds! Located just a short drive from TOP-RATED SCHOOLS, shopping, dining, and the pristine Gulf beaches, this home is a rare find in a prime location. Don’t miss this opportunity to own a meticulously maintained townhome in one of Seminole’s most desirable communities! Schedule your private showing today!

Features

  • Amenities: Cable TV, Maintenance, Other, Pool
  • Rooms: 6
  • Bedrooms: 4
  • Baths: 4 full
  • Laundry: Inside, Laundry Closet, Upper Level
  • Style: Coastal, Contemporary
  • Year Built: 1995
  • Garage: 1-car Common, Driveway, Garage Door Opener, Guest, Oversized
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 2,174
  • Acreage: 0.03
  • Est. Taxes: $3,929
  • HOA Fee: $390 Monthly
  • Elem. School: Oakhurst Elementary-PN
  • Middle School: Seminole Middle-PN
  • High School: Seminole High-PN
  • Pet Policy: Yes
  • Appliances: Cooktop, Dishwasher, Disposal, Electric Water Heater, Ice Maker, Microwave, Range, Refrigerator
  • MLS#: TB8354939
  • Days on Market: 59 days
  • Website: https://www.raveis.com
    /prop/TB8354939/9770indiankeytrail_seminole_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/17/2025 5:47:08 PM)
Listing courtesy of PALERMO REAL ESTATE PROF. INC.   Phone: 813-637-0117

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NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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9770 INDIAN KEY TRAIL, #102, Seminole, FL, 33776

$499,999

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $399,999 $399,999 $399,999
Term 360 months 360 months 180 months
Initial Interest Rate** 6.500% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.083% 7.063% 6.152%
Monthly Tax Payment $327 $327 $327
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,528 $2,628 $3,348
Total Monthly Payment $2,930 $3,030 $3,750

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.