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Beautiful Colonial in desirable Miller Place location sits on a large corner lot with over a quarter-acre of property, ample parking, including additional space for boat or recreational vehicle parking. The roof is newly replaced with a 30-year guarantee, and the home also has new fascia and gutters. All COS in place for finished basement with full bathroom and OSE. Features include central air, an energy-efficient whole-house attic fan, and in-ground sprinkler system. The kitchen has vaulted ceilings, and the bathroom includes a sauna (may need tune-up) and Jacuzzi tub. Hardwood floors are throughout. The full lower level, with outside entry, offers extended living space, a full bathroom, utilities, and a work-room with cedar closet. Enjoy a large Trex deck for outdoor entertaining with easy access from the kitchen sliding doors and enjoy mature landscaping including fruit trees, berry bushes, and perennial and evergreen foliage. Laundry is in convenient first floor location. Located in the Miller Place School District with $12, 574 taxes. Basic Star savings $969. A great opportunity not to be missed!
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Our Executive Mortgage Banker:
Our Insurance Division:
$599,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $479,999 | $479,999 | $479,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.132% |
Monthly Tax Payment | $1,048 | $1,048 | $1,048 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,034 | $3,153 | $4,018 |
Total Monthly Payment | $4,174 | $4,293 | $5,158 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.