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Expect to be impressed by this St. Joe Laurel floorplan w/ a Pond & wooded view within the Victoria Gardens active 55+ neighborhood. This 2 BD/2 BA home has been meticulously maintained. Recent Updates include Re-Roof 21’, Water Heater 21’, A/C system 18’, updated Kitchen 18’ & appliances 2017. The GREAT ROOM layout allows for flexibility with how you can arrange your furniture & has sliding glass doors that look out to an enclosed lanai. Numerous personal touches throughout- ceramic tile flooring, leaded glass front door, Plantation style shutters, decorative light fixtures & ceiling fans. Kitchen offers 42” wood cabinets w/ crown, granite countertops, Pull-out shelves, tile backsplash & a 4-burner natural gas range. The 15’ x 13’ primary bedroom features Plantation style shutters, ceiling fan & a 6’ x 9’6” walk-in closet. En suite bathroom has a double sink vanity, framed mirror & a glass enclosed walk-in shower. You will enjoy relaxing or having your morning coffee on the 13’ x 11’6” enclosed lanai w/ sliding glass windows & rolldown shades overlooking a PVC picket fence backyard, Pond & a wooded view. The 1. 5-car garage comes with storage shelves & a refrigerator. Victoria Garden residents have access to their own Private Clubhouse. Association fee includes: lawn care, cable TV, high speed internet, reclaimed water for irrigation and access to all community amenities. Community is within 1 mile of I-4 providing great access to the east coast beaches, Orlando (40 minutes) and 3 International airports within 1 hour.
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Our Executive Mortgage Banker:
Our Insurance Division:
$310,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $248,000 | $248,000 | $248,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.132% |
Monthly Tax Payment | $398 | $398 | $398 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,568 | $1,629 | $2,076 |
Total Monthly Payment | $2,041 | $2,102 | $2,549 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.