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Just off historic Park Street in the quiet and sought-after Davista neighborhood you will find this charming 3-bed, 2-bath home. Step into the front door and be greeted by the warmth of the large living room with hardwood floors that flows seamlessly into the traditional dining room. The kitchen boasts a gas range with ample cabinets and counterspace for meal preparation. The generously sized primary bedroom features carpeting while both of the secondary bedrooms continue with the classic hardwood flooring. You will appreciate the extra space offered by the tiled Florida room accessible through french-doors off the dining room. The huge backyard that is perfect for large gatherings comes with a large shed on slab built in 2024, and also has a newer fence installed in 2023. Other features of the home include a tankless gas water heater, 2023 A/C with some additional ductwork, a fully remodeled bathroom in 2023, new shingle roof in 2023 and new main waterline in 2023. This home is perfectly located near shopping and restaurants and only a few blocks from Central Ave that takes you west 2 miles to the beaches of Treasure Island, and east about 6 miles to the vibrant downtown St Petersburg area.
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Our Executive Mortgage Banker:
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$469,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $375,200 | $375,200 | $375,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.995% | 7.037% | 6.046% |
Monthly Tax Payment | $111 | $111 | $111 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,341 | $2,465 | $3,116 |
Total Monthly Payment | $2,527 | $2,651 | $3,302 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.