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194 Canal Road, Mamakating (Wurtsboro), NY, 12790 | $899,000
Discover the *ultimate lakefront escape* in the coveted Wolf Lake Community! This 4-bedroom home offers stunning waterfront views, direct lake access, modern upgrades, and access to an active, year-round community filled with amenities Waterfront Living Perks: - Enjoy your very own *Private Dock*, one of the best fishing spots on the lake- right at home - Park your boat on the dock in the summer months, and winterize it in the garage (convenient year round parking) - Cantilevered 12 x 16 ft Dock is secured underground in concrete (year round durability) - Wolf Lake is home to large & smallmouth bass, pickerel, and stocked trout - fisher's paradise - Peaceful sailing, kayaking, and canoeing Wolf Lake Community Amenities: - Private Beach with Lifeguard & Summer Swimming Lessons - Community Center with Year-Round Events – Includes social gatherings, dinner dances, game nights, and activities for kids & adults - Hunting Preserve & ATV Trails - Basketball Court, Baseball Field, & Shooting Range - Private Security Patrol for peace of mind Property Features: - Expanded Living Space – Originally a one-story home, a second-story was added, creating additional living space with 5 closets upstairs and 3 on the first floor, plus a large entry closet. - Detached Garage with Loft – A newly built 28x32 two-story garage with Andersen windows and a spacious second-floor loft, perfect for extra storage or a potential workspace. Major Upgrades & Investments: - Brand-New Septic System (Installed Last Year) - Brand-New Laundry & Heating System - Brand-New Water Well Pump, Casing, and Water Pressure Tank - Brand-New High-End Appliances - Brand-New Gravel Driveway Low Maintenance, Low HOA, Low Taxes. No Grass to Cut! Perfect for those looking for a turnkey retreat without the worry of high carrying costs or hassle of lawn maintenance. Property Taxes: $775. 75/month This home offers the best waterfront views in Wolf Lake and the perfect combination of modern convenience and rustic charm. Don't miss this rare opportunity to own a year-round getaway in an exclusive lakefront community!
Features
- Town: Mamakating
- Amenities: Basketball Court, Boat Dock, Business Center, Children's Playroom, Clubhouse, Powered Boats Allowed, Recreation Facilities
- Rooms: 10
- Bedrooms: 4
- Baths: 2 full
- Style: Chalet
- Year Built: 1943
- Garage: 1332.42-car
- Heating: Electric
- Cooling: Wall/Window Unit(s)
- Approx Sq. Feet: 1,825
- Acreage: 0.45
- Est. Taxes: $9,309
- HOA Fee: $1,250 Annually
- Lot Desc: Back Yard, Cleared, Front Yard, Secluded, Waterfront, Wooded
- View: Lake, Trees/Woods
- Water Front: Yes
- Elem. School: Emma C Chase School
- Middle School: Robert J Kaiser Middle School
- High School: Monticello High School
- School District: Monticello
- Appliances: Dishwasher, Dryer, Electric Cooktop, Electric Oven, Freezer, Microwave, Refrigerator, Stainless Steel Appliance(s), Washer
- MLS#: 829586
- Days on Market: 42 days
- Website: https://www.raveis.com
/prop/829586/194canalroad_mamakating_ny?source=qrflyer
William Raveis Family of Services
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888.699.8876
Contact@raveis.com
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Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.DeFlorio@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
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Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
194 Canal Road, Mamakating (Wurtsboro), NY, 12790
$899,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah DeFlorio
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $719,200 | $719,200 | $719,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.625% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.614% | 6.727% | 6.183% |
| Monthly Tax Payment | $776 | $776 | $776 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,084 | $4,605 | $6,069 |
| Total Monthly Payment | $4,952 | $5,473 | $6,937 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535