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This updated and well-maintained home is in the desirable Georgetowne subdivision of Daytona Beach, offering a prime central location, just 15 minutes to the beach and five minutes to major highways. The home is ideally located for those affiliated with Embry-Riddle Aeronautical University, just a 10-minute drive, and is also conveniently close to Daytona Beach International Airport, just 15 minutes from your doorstep. Whether you're commuting to work, school or traveling, this location offers easy access to key destinations. This three-bedroom, two-bath concrete block home with a two-car garage is designed for energy efficiency, featuring Tecko Natural Gas, which powers the HVAC system, water heater, stove and washer/dryer, providing significant cost savings on your electricity bill. Among the many recent updates are hurricane-rated windows installed in 2016, offering a lifetime transferable warranty. The new garage door was installed in 2023, while the roof was replaced in 2017, the HVAC system in 2015, and the electrical panel was upgraded in 2020. This home sits high and dry, with no history of flooding, according to the owner, ensuring stability and peace of mind. Inside, the home features tile flooring throughout, with no carpet to maintain. The open-concept kitchen seamlessly flows into the living area, boasting a butcher block island, gas stove and a newer refrigerator, making it ideal for daily living and entertaining. The exterior is equally impressive, offering a fully fenced backyard for added privacy, a hard-wired security system and manicured landscaping that enhances curb appeal. The home also features whole-house gutters to ensure proper drainage. A 50-foot driveway provides ample parking space, while the 12-by-24-foot covered patio offers an expansive area for outdoor entertaining and relaxation. This home is the ideal blend of comfort, style and functionality, offering a solid foundation with modern updates and endless potential for personalization. Don’t miss out on the opportunity to make this move-in-ready property your own.
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Our Executive Mortgage Banker:
Our Insurance Division:
$296,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $236,800 | $236,800 | $236,800 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.108% | 7.154% | 6.248% |
Monthly Tax Payment | $74 | $74 | $74 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,497 | $1,574 | $1,997 |
Total Monthly Payment | $1,646 | $1,723 | $2,146 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.