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Under contract-accepting backup offers. THIS HOME IS ELEVATED AND HAS NEVER FLOODED! Welcome to Florida living at its BEST! Well-maintained family owned home for over 30 years nestled in sought-after Ponderosa Shores neighborhood, located on a cul-de-sac. A boat lover’s dream with easy access to Tampa Bay and the Gulf. You’re sure to enjoy the peaceful waters of Placido Bayou watching the dolphins, manatees and wildlife or the amazing sunsets from your very own backyard oasis. Regardless, if you want to go paddle boarding, drop the canoe in the water, fish or explore the waters, step out back to your open composite dock with 10, 000lb boat lift, 2 davits, or stepdown ladder and begin your adventure. You have found Paradise in this WONDERFUL 4-bedroom, 3-bathroom, 2 car garage WATERFRONT home. As you walk up, you will notice the paver driveway that expands to the front covered porch, freshly painted exterior and beautiful landscapes. Step inside this bright gem and be impressed with the many updates and special touches throughout. This home features a split bedroom plan, living/dining and kitchen that flows into the family room. This home features; (12/2024) Roof, (2021) HVAC, Hurricane impact windows, doors, sliders and so much more. The kitchen is equipped with solid wood cabinets, granite counter tops, stainless steel appliances, cooktop, breakfast bar and pocket window slider that opens to the patio, great when entertaining guests. Several ways to your backyard through 4 large custom pocket sliders from the primary bedroom, dining room, family room and fourth bedroom. Spectacular backyard retreat that offers covered open patio to your saltwater pool, paver deck, a true highlight to relax, enjoy stunning sunsets, and outdoor gatherings. Ponderosa Shores is a wonderful community which is golf cart friendly. You are minutes away from restaurants, shopping, and revamped downtown St. Petersburg. This HOME is ready for its NEW OWNER, don’t miss this opportunity to own a piece of Paradise. Call today for your private showing!
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Our Executive Mortgage Banker:
Our Insurance Division:
$999,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $799,920 | $799,920 | $799,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.250% | 6.625% | 6.500% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.911% | 6.764% | 6.726% |
Monthly Tax Payment | $372 | $372 | $372 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,925 | $5,122 | $6,968 |
Total Monthly Payment | $5,389 | $5,586 | $7,432 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.