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Located in the south end of Lincolnville, 161 Blanco offers a quieter pace where neighbors interact casually on their front porches or during daily dog walks. Built in 2016, the home features a traditional facade with some contemporary details, but the real appeal begins once you enter the secret garden in the front courtyard. Designed by the current gardener-owner, it creates a natural screen, providing wonderful privacy to the front porch. Measuring 20' x 6', it’s an inviting spot, particularly in the afternoon when the golden light softens the space. Inside, the living, kitchen, and dining areas are all part of one large, open space, with plenty of natural light from the many windows. The flexible floor plan allows you to arrange seating as you like while keeping the natural connection between the main living areas intact. The engineered wood floors invite you to personalize however you choose and generous wall space provides the room you've lacked to showcase your art. The kitchen is smartly laid out, allowing multiple people to work without getting in each other’s way. The bartop separates the kitchen from the living area, providing casual seating or space for informal meals or drinks. At the back of the first floor, the en-suite main bedroom opens to a screened side porch - ideal for morning coffee and a quiet moment as the day begins. A half bath is conveniently tucked under the stairs, and across from it is a laundry room with ample storage, access to the side porch, and the carport. Upstairs, a sunlit loft provides flexibility - think home gym, office, playroom, or movie haven. The two spacious upstairs bedrooms share a full hall bath, featuring a tub and shower combo ideal for a relaxing soak. For a low-maintenance backyard, the owners chose pavers, bordered by native plants, creating a serene and inviting outdoor space. A firepit, used frequently from October to April, invites you to build a woodpile for those cooler evenings. Fully fenced and ready for entertaining, the back courtyard is perfect for grilling, relaxing, and watching your garden flourish. Your dog will love the space as much as you will. With a deep carport and a long driveway offering parking for up to three vehicles, you'll never have to worry about off-street parking. Plus, there's an additional guest spot located just in front of the privacy hedge. Life here is simple and enjoyable. The community garden, the Galimore Center pool, and Freedom Park are all within walking or biking distance. A short trip north takes you to the Lincolnville Museum, followed by a delightful French restaurant, the St. Augustine Distillery, and the Ice Plant - just a few of the many highlights of this vibrant area you're about to call home. Stop by, take a look around, and you'll likely want to stay a while.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $624,000 | $624,000 | $624,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.132% |
Monthly Tax Payment | $480 | $480 | $480 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,944 | $4,099 | $5,224 |
Total Monthly Payment | $4,516 | $4,671 | $5,796 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.