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LOCATION! LOCATION! LOCATION! Welcome to your dream oasis located on a deep water cove of the Tugaloo arm of Lake Hartwell. Situated on a double 0. 25 acre water front lot, this fully furnished, turn-key home and beautiful property is sure to please even the most discerning eye. The property features a close corp line and an easy, short, gentle slope to the water's edge where 100' of shoreline and a 30'x60' covered dock await you. The dock is wired for electricity and features an EZ Entry ladder, a large covered boat slip and an in water jet ski ramp. Pontoon boat does not convey but is available separately. Due to location on a deep water cove, current owners have been able to keep their pontoon in the water year round. List of items that do not convey as well as pontoon specifics available upon request. Renovations completed within the last 6 year include, but are not limited to: new vinyl windows, Gutter Guard gutter installation, new heat pump, new over-sized septic tank and a major landscaping project. As you enter the home, you will find an open-concept, split bedroom floor plan perfect for entertaining. The living room opens directly into the dining area and kitchen. The primary suite features a nice sized bedroom and an en suite full bath with jetted tub/shower combo. The secondary bedrooms are located on the other side of the home and share a full bathroom. A huge screened-in, covered porch and deck are located on the lakeside of the home and are a perfect spot to unwind after a long week and take in the gorgeous views that Lake Hartwell is famous for. Port Bass has its own boat landing for easy, convenient loading and unloading of watercraft. Also, close to Harbor Lights Marina and Tillys Tiki Bar & Restaurant by boat. Whether you are looking for a second home or for an investment property , look no further. Home and contents convey strictly AS IS. Second lot tax map number: 334-01-04-038. Will not qualify for FHA, VA or USDA.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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Loan Amount | $359,999 | $359,999 | $359,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.109% | 7.166% | 6.268% |
Monthly Tax Payment | $185 | $185 | $185 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,305 | $2,393 | $3,036 |
Total Monthly Payment | $2,565 | $2,653 | $3,296 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.