556 MONACO DRIVE, Punta Gorda, FL, 33950 | $999,900

Under contract-accepting backup offers. Hello Punta Gorda and welcome to this amazing 2020 custom home. No stone was left unturned as upgrades have been installed all throughout this amazing masterpiece. The pride of ownership is obvious as soon as you pull into the oversized circle driveway and you see the immaculate front curb appeal. This home is 2196 sq. ft. with 3 nice size bedrooms, 3 full bathrooms finished with designer tile and stand up showers, granite counter tops and walk in closets that are fully fitted with designer closet systems. The primary bedroom measures in at 14 x 16 and has a pocket slider door leading to the lanai and pool area. Then you enter into a very large primary bathroom that has a his and her sink set up along with a stunning walk in shower. The 3 car garage has an epoxy finished floor and has upper storage already included that you will allow you all the space you need for all the Christmas, Thanksgiving and Halloween decorations. It is temperature controlled by a mini split air conditioner dedicated to this area. In the garage also is a complete water filtration system and water softener as well. You can literally drink right from the tap as this home has reverse osmosis at the kitchen sink!! The windows have remote control powered shades and the lanai has a remote controlled roll down hurricane rated screen for not only protection, but also privacy and shade when you need it. The dock is new and 30 ft. long and is also wider than most docks at 10 ft. wide, where most docks are only 8 ft wide and all the poles are wrapped and capped. Power and water are already installed at the dock as well. The backyard is already fenced in for all of you who have a furry little friend. The landscaping is simple but elegant and has a full sidewalk that borders the left side of the house and goes all the way to the dock. Concrete curbing with real stone finish off the flower bed areas. Once you come in from a day at the pool or on the boat, the rest of the inside will be just awe inspiring for sure. The view out back through 3 10 ft. tall sliding pocket doors makes the family room area feel as if it is an extension to the lanai and pool area. The dining room also has a 2 way window that only enhances the view even more. With the tall ceilings that measure in at 11ft -13ft high in some areas, the home feels even larger that the square footage would indicate. The ceiling lines are finished off with a mix of crown molding, tray recessed areas and decorative finishes that compliment the other upgrades throughout the home. The kitchen has plenty of cabinets for lots of storage and has a gas cook top along with all stainless steel appliances and a wine cooler. The granite counter tops compliment the area. The entire home has a large format wood looking porcelain tile with 7 inch decorative baseboard. The interior doors are 8 ft tall instead of 7 ft. A built in electic fireplace always sets a really nice vibe. Location is important as well as a Home Depot and Publix shopping center is only 2 blocks away. Downtown Punta Gorda is just minutes away with all the history, fine dining and casual places to grab a bite to eat. Pickleball courts all over town, 8 golf courses within a 20 minute drive including Twin Isles which is right across the street. Biking and walking paths are all over downtown along the Charlotte Harbor and a great park to spend some time with loved ones. So hurry now to see this special home and city!

Features

  • Rooms: 13
  • Bedrooms: 3
  • Baths: 3 full
  • Laundry: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
  • Year Built: 2020
  • Garage: 3-car Circular Driveway, Driveway, Garage Door Opener, Oversized
  • Heating: Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 2,196
  • Acreage: 0.23
  • Est. Taxes: $9,415
  • HOA Fee: $50 Annually
  • View: Water
  • Elem. School: Sallie Jones Elementary
  • Middle School: Punta Gorda Middle
  • High School: Charlotte High
  • Pool: Gunite, Heated, In Ground, Salt Water
  • Pet Policy: Yes
  • Appliances: Built-In Oven, Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Refrigerator, Washer
  • MLS#: C7505878
  • Days on Market: 70 days
  • Website: https://www.raveis.com
    /prop/C7505878/556monacodrive_puntagorda_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/10/2025 7:47:07 PM)

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556 MONACO DRIVE, Punta Gorda, FL, 33950

$999,900

Joanne Micali Herlihy

Sales Associate

William Raveis Real Estate

Phone: 860.841.1965

Joanne.Herlihy@raveis.com

Brianna Turgeon

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 860.625.5780

Brianna.Turgeon@raveis.com

NMLS Mortgage Loan Originator ID 2104486

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $799,920 $799,920 $799,920
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.625% 6.500%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.861% 6.751% 6.666%
Monthly Tax Payment $785 $785 $785
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,860 $5,122 $6,968
Total Monthly Payment $5,737 $5,999 $7,845

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.