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Set back on 5. 4 private acres in prime Central Vermont, this perfectly maintained 3-bedroom cape cod style home, constructed in 1992, is the one you have been looking for! The property is located 6. 4 miles to downtown South Royalton and the Vermont Law School. It is 30 miles from Killington Ski area, and 2 miles from downtown Bethel VT. The lot backs up to the VAST trail system. The house features a 3/4 wrap around deck, two outbuildings (one with electricity), and a 12x 28 three season (possibly 4 season) addition. The standing seem roof is just over 3 years old. The full basement features a woodstove to heat the house from the bottom up, and a bulkhead access. Come discover this place you could call home.
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Our Executive Mortgage Banker:
Our Insurance Division:
$395,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $316,720 | $316,720 | $316,720 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.132% |
Monthly Tax Payment | $424 | $424 | $424 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,002 | $2,081 | $2,651 |
Total Monthly Payment | $2,501 | $2,580 | $3,150 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.