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8 Catherine Road, Smithfield, RI, 02917 | $645,000
Looking for a Ranch with an IN-LAW SUITE? This is the One You've Been Waiting For! Nestled in a prime location, this spacious 3-bedroom, 1. 5-bathroom main house is complemented by a 1-bedroom, 1-bath, 700+ sq ft in-law suite perfect for extended family. The in-law suite boasts its own separate large deck, entrance and driveway, offering privacy and convenience. Inside the main house, you'll find elegant hardwood floors, a stunning granite countertop kitchen, and a beautiful stone fireplace in the living area ideal for cozy nights in. The walk-out finished basement provides ample space for storage, along with a dedicated cedar closet. Key recent updates include: Roof, furnace, water heater, deck railings, attic insulation (all replaced in 2024) Oil tank replaced in 2021. The property also features a 2-car attached garage with generator-ready hookups for added peace of mind. This is a must-see home with the perfect blend of comfort and functionality don't miss out! Subject to seller finding suitable housing.
Features
- Rooms: 7
- Bedrooms: 4
- Baths: 2 full / 1 half
- Style: Ranch
- Year Built: 1976
- Garage: 2-car Built In
- Heating: Baseboard,Oil
- Cooling: Ductless
- Basement: Exterior Entry,Full,Finished,Interior Entry
- Approx Sq. Feet: 2,698
- Acreage: 1.12
- Est. Taxes: $6,645
- Lot Desc: Wooded
- Appliances: Dryer,Dishwasher,Exhaust Fan,Microwave,Oven,Range,Refrigerator,Water Heater,Washer
- MLS#: 1379104
- Website: https://www.raveis.com
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William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
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- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
8 Catherine Road, Smithfield, RI, 02917
$645,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $516,000 | $516,000 | $516,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.058% | 7.063% | 6.132% |
| Monthly Tax Payment | $554 | $554 | $554 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,261 | $3,390 | $4,320 |
| Total Monthly Payment | $3,907 | $4,036 | $4,966 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
RI Mortgage Lender & Mortgage Broker #20051918LL & #20051919LB