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412 Sepasco Center Street, Rhinebeck, NY, 12572 | $675,000
Fall in love with this charming 3 bedroom, 2. 5 bathroom custom built home situated in the quaint Sepasco Lake community. Enjoy water access from the park/picnic area just down the street. This home features a large living room with a woodstove, dining room and bright and airy eat-in kitchen. There is one bedroom, a full bathroom and half bathroom all located on the first level. On the second level there are two more bedrooms as well as a full bathroom. The basement offers a third level of enjoyment which could be used for a play room or work area while still having plenty of room for storage and laundry. The possibilities are endless. Don't miss the expansive rear deck overlooking your large fully fenced back yard as well as a one car, detached garage. Live like you are on vacation; picnic down by the water or stroll the nearby Village of Rhinebeck with great shops, restaurants and local mansions. This home is less than 10 minutes to the Taconic State Parkway, Rhinebeck Village and Rhinecliff train station. The lake front park is just steps away/less than 350 yards from the home. 2023 updates include a new basement B-dry system, new gutters with gutter guards, new 200 amp electric panel, new front patio and stairs.
Features
- Rooms: 5
- Bedrooms: 3
- Baths: 2 full / 1 half
- Style: Cape Cod
- Year Built: 1960
- Garage: 1-car
- Heating: Oil, Wood
- Cooling: None
- Basement: Full, See Remarks, Unfinished
- Approx Sq. Feet: 1,962
- Acreage: 0.46
- Est. Taxes: $7,662
- HOA Fee: $450 Annually
- Lot Desc: Back Yard, Cleared, Front Yard, Garden, Landscaped, Level, Private
- Elem. School: Chancellor Livingston Elementary Sch
- Middle School: Rhinebeck
- High School: Rhinebeck Senior High School
- School District: Rhinebeck
- Appliances: Dishwasher, Refrigerator
- MLS#: 829026
- Days on Market: 27 days
- Website: https://www.raveis.com
/prop/829026/412sepascocenterstreet_rhinebeck_ny?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
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- Market your home to realize a quick sale at the best possible price
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To learn more about our credentials, visit raveis.com today.
Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.DeFlorio@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
412 Sepasco Center Street, Rhinebeck, NY, 12572
$675,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah DeFlorio
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $540,000 | $540,000 | $540,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.058% | 7.063% | 6.132% |
| Monthly Tax Payment | $639 | $639 | $639 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,413 | $3,547 | $4,520 |
| Total Monthly Payment | $4,143 | $4,277 | $5,250 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535