1981 AMELIA OAKS Drive, Fernandina Beach, FL, 32034 | $1,050,000

Wake up to the sound of the ocean—just TWO BLOCKS from the beach in a gated community on Amelia Island with private access to Egan's Creek Greenway. This home is all about effortless coastal living with a MAIN LEVEL primary bedroom, covered front porch and patio, LOFT, and 2 BONUS rooms! The open-concept design is bright and airy, with soaring ceilings, wood-look tile floors, and plantation shutters on the main level. Designed to impress, the kitchen boasts granite countertops, SS gas appliances, under-cabinet lighting, and a custom pantry. The expansive island flows into the spacious great room, where the cozy fireplace sets the tone for warmth and comfort. Glass French doors open to a covered patio —the perfect spot for your morning coffee. The formal dining room offers plenty of space for hosting guests or casual family dinners. The primary suite is a true retreat with a custom walk-in closet and spa-like en suite with a tiled soaker tub, dual sinks, and a walk-in shower. Upstairs, the mezzanine level leads to a flex room that offers endless possibilitieshome gym, creative studio, or private office. Continue up to the spacious loft, full bathroom, guest room, en suite bedroom, and media room. Outside, you enjoy the peaceful pond views from the covered patio, expanded fenced backyard, and side walkway for even more outdoor space. And because the HOA handles front yard maintenance, you'll have more time to enjoy the community pool, clubhouse, and walking paths. Ride your bike downtown, take a stroll to the shore, or simply soak in the island lifestyle. With a Rinnai tankless water heater, water softener, and a durable metal roof, this home is truly move-in ready. This is the beachside retreat you've been waiting for.

Features

  • Amenities: Barbecue, Clubhouse, Gated
  • Rooms: 14
  • Bedrooms: 3
  • Baths: 3 full / 1 half
  • Lot Size: 50x150
  • Laundry: In Unit, Lower Level
  • Style: Traditional
  • Year Built: 2017
  • Garage: 1-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,435
  • Acreage: 0.11
  • Lot Size: 50x150
  • Est. Taxes: $12,749
  • HOA Fee: $250 Monthly
  • View: Pond
  • Appliances: Dishwasher, Disposal, Dryer, Gas Range, Microwave, Refrigerator, Washer, Water Softener Owned
  • MLS#: 2073575
  • Days on Market: 75 days
  • Website: https://www.raveis.com
    /eprop/2073575/1981ameliaoaksdrive_fernandinabeach_fl?source=qrflyer
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NMLS Mortgage Loan Originator ID 16953

917.838.7300

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1981 AMELIA OAKS Drive, Fernandina Beach, FL, 32034

$1,050,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $840,000 $840,000 $840,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.625% 6.500%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.911% 6.739% 6.686%
Monthly Tax Payment $1,062 $1,062 $1,062
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $5,172 $5,379 $7,317
Total Monthly Payment $6,359 $6,566 $8,504

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.