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302 Hickory Avenue, New Windsor, NY, 12553 | $350,000
Beaver Dam Lake Capecod Cottage on a Culdesac! Enjoy the tranquility of this quiet street with Lake rights. Strolls by the water, boating, fishing, private beach and watching the sunset. LOW TAXES, $5, 493 annually! All the big ticket items are NEW! New central A/C, heat pump, water heater, kitchen appliances and roof only 9 years old. This 2 bedroom 1 bath is much larger than expected. One level living at its best. There is a second story with pull down stairs, not included in the sqft, that with a cool spiral staircase could be a fun loft area. Currently used for storage. The front enclosed mud room porch area has interior door access to the attached 1 car garage. The inviting and cozy living room leads to the kitchen with new stainless steel appliances (refrigerator, oven/range, built in microwave). Off the kitchen is the dining room eat in area with wrap around windows overlooking the fenced backyard with shed. With mature gardens and perineal plants that come year after year. Two bedrooms and a fully renovated full bath complete the sprawling floorplan. A playground and park are located at the end of the culdesac, stroll down to Beaver Dam Lake and enjoy the natural paradise all while being minutes to Salisbury Mills Train Station, shops, grocery stores and major interstates. A great starter or winding down home and location. ALL MUNICIPAL SERVICES!
Features
- Rooms: 6
- Bedrooms: 2
- Baths: 1 full
- Laundry: Multiple Locations
- Style: Cape Cod, Ranch
- Year Built: 1952
- Garage: 1-car
- Heating: Electric, Forced Air, Heat Pump
- Cooling: Central Air
- Basement: Bilco Door(s), Crawl Space, See Remarks, Unfinished, Walk-Out Access
- Approx Sq. Feet: 854
- Acreage: 0.26
- Est. Taxes: $5,493
- Lot Desc: Back Yard, Cul-De-Sac, Front Yard, Level, Near Public Transit, Near School, Near Shops
- View: Lake
- Elem. School: Little Britain Elementary School
- Middle School: Washingtonville Middle School
- High School: Washingtonville Senior High School
- School District: Washingtonville
- Appliances: Electric Water Heater, Microwave, Oven, Refrigerator, Stainless Steel Appliance(s)
- MLS#: 829211
- Days on Market: 15 days
- Website: https://www.raveis.com
/prop/829211/302hickoryavenue_newwindsor_ny?source=qrflyer
William Raveis Family of Services
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888.699.8876
Contact@raveis.com
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To learn more about our credentials, visit raveis.com today.
Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.DeFlorio@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
302 Hickory Avenue, New Windsor, NY, 12553
$350,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah DeFlorio
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $280,000 | $280,000 | $280,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.058% | 7.063% | 6.132% |
| Monthly Tax Payment | $458 | $458 | $458 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,770 | $1,839 | $2,344 |
| Total Monthly Payment | $2,303 | $2,372 | $2,877 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535