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This lovely villa is located in the peaceful gated community of Salem Village which is within the beautifully maintained neighborhood of Ridgemoor in Palm Harbor. You will have access to the park, tennis courts, basketball court and playground. The Salem Village community contains a heated pool and cabana. This well cared for villa with nearly 1700 sq. ft. has 2 bedrooms, 2 bathrooms, an office/den, a 2 car garage and a Mediterranean style tile roof. As you enter the home you step into the spacious living room with a wood burning fireplace, soaring ceilings and new vinyl plank flooring that flows throughout the house. The kitchen has new refrigerator, microwave and dish washer. The hot water tank and softener was replaced 2 years ago. It can be sold as turn key. For your morning coffee step out the sliding glass doors to the screened in lenai over looking the large pond, beautiful lush trees and an overized side yard. This beautiful home awaits you to enjoy all the amenities. Reasonable fees cover lawn care, cable TV, internet and trash. Outdoor enthusiasts will enjoy being minutes from John Chesnut park with scenic trails and boardwalks overlooking Lake Tarpon. It is a short drive to the beaches of Clearwater and Honeymoon Island. It is conveniently located within 2 miles of a supermarket, bank, shops and restaurants. Schedule a viewing today.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $367,920 | $367,920 | $367,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.159% | 7.166% | 6.268% |
Monthly Tax Payment | $515 | $515 | $515 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,356 | $2,445 | $3,103 |
Total Monthly Payment | $2,946 | $3,035 | $3,693 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.