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MODERN ELEGANCE W/A WATER VIEW IN PGI! Check out this exquisite 3 bed/3. 5 bath + den, custom-built waterfront home in Punta Gorda Isles by Harbor Home Builders. The property offers over 2, 200 sq ft of living space w/an open-concept design, seamlessly blending indoor and outdoor living. The layout is based on a modified Siesta floor plan - with the addition of a half bath in the den. The great room's feature wall w/built-in fireplace creates is the focal point of the room w/textured stone, glass shelves & lighting. A spacious den/home office is nestled just off the foyer. The half bath is tucked away here. The gourmet kitchen is a chef’s dream, featuring contemporary cabinetry w/under cabinet lighting, quartz countertops, stainless steel appliances, a 5-burner gas cooktop range w/stainless hood plus a large center island with breakfast bar seating & pendant lighting. There's also a large, walk-in pantry so no shortage of storage here! Mitered bay window in the dining area overlooks the pool & canal view. Architectural details include tray & double tray ceilings, gorgeous marble floors, stained glass entry doors, & a large interior laundry room w/adjacent mudroom & coat area. The master suite has walk-out access to the lanai, an spa-like master bath w/dual sinks, a seated vanity area, large tiled shower & oversized walk-in closet. The split bedroom layout features generous guest rooms - each w/large walk-in closets & en-suite bathrooms. One of the guest baths doubles as a pool bath w/access to the lanai. Outside, the brick paver lanai surrounds the in-ground, propane-heated pool w/attached spa. A tanning ledge allows you to stay cool while soaking up some Florida sunshine! A patio w/stone wall surrounding it is steps from the back door. It's the perfect spot for a fire pit. Sit back & enjoy the lovely canal view out here. Additional highlights include a brick paver circular drive leading to the three-car garage, water softener, professionally landscaped yard, 500-gallon buried propane tank (for gas range & pool/spa heat), central vacuum system & whole-house hurricane protection w/impact-resistant doors & windows plus electric roll-down shutters on the lanai. No expense was spared during construction: enjoy the best of everything here - nothing to update - just move in & enjoy! Punta Gorda is a vibrant waterfront town known for its boating lifestyle, active art & music scene, and top-rated golf courses. Miles of sidewalks connect you to the rest of Punta Gorda Isles, several area parks & even historic downtown Punta Gorda. Take advantage of the active lifestyle awaiting you here: you can walk, bike or kayak to almost anywhere you'd want to go! Claim your spot in paradise & start living your Florida dream here.
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Our Executive Mortgage Banker:
Our Insurance Division:
$799,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $639,200 | $639,200 | $639,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.875% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.995% | 7.037% | 6.046% |
Monthly Tax Payment | $1,108 | $1,108 | $1,108 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,988 | $4,199 | $5,308 |
Total Monthly Payment | $5,188 | $5,399 | $6,508 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.