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Spread out in this light and bright north St. Pete gem! This adorable first home, snowbird nest or rental property is new to the market for the first time in awhile and is solid concrete block and stucco with central heat and air. Just what you want to keep your home cool in the summer. Crisp and clean, it has over 1045 sq. ft. with two bedrooms, one bath and has the potential for three bedrooms and two baths. There is a very large den/family room/office which is 11x23 and is connected to a large laundry room. The room could be an additional bedroom with just a closet added, a great home office for two or three, a large playroom for the kids or a separate family room for game day, crafting or anything you can imagine. Aside from that, there is an awesome screen enclosed porch that is 11x13 which also has potential for your own uses. The bedrooms are large and have brand new carpet and good closet space. The kitchen and bath are updated, bright and clean. There is room for two cars in the front driveway and alley access with room for additional parking, boats or jet skis and the entire back yard is fenced. There is a gazebo for outdoor living, room for a fire pit or great space to add a pool. All of the big things have been done including the roof in 2018 and brand new central air in 2021. All of this within minutes to everything St. Pete has to offer. You can walk to restaurants and are in close proximity to many shops and grocery stores. Super easy to buzz on over to all that Tampa has to offer too including Tampa International Airport straight up 4th Street 15 miles. Beaches are nearby too with St. Pete and Treasure Island being about 12 miles. A quick drive or active bike ride to downtown St. Pete just under 4 miles away. Come see this charming home!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $239,200 | $239,200 | $239,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.108% | 7.063% | 6.152% |
Monthly Tax Payment | $342 | $342 | $342 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,512 | $1,571 | $2,002 |
Total Monthly Payment | $1,929 | $1,988 | $2,419 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.