3430 COVE COURT E, Winter Haven, FL, 33880 | $260,000

Welcome home to this inviting 3-bedroom, 2-bathroom residence featuring a split floor plan and 1, 249 sq. ft. of comfortable living space. Nestled on a quiet cul-de-sac near the front of the neighborhood, this home offers both convenience and tranquility.

Step inside to find ceramic wood-look tile throughout the main living areas, providing both durability and style, while plush carpet in the bedrooms adds a touch of comfort. Each bedroom features a walk-in closet, ensuring ample storage space for all.

Enjoy Florida living year-round with a screened-in front entry and a spacious screened-in back porch, perfect for relaxing with your morning coffee or unwinding after a long day. The fully fenced backyard offers privacy and security, with a concrete slab patio ideal for grilling and outdoor entertaining.

With a roof just 4-years-old and a great Southwest Winter Haven location, it will be easy to make this house a home. This home provides easy access to the Polk Parkway and I-4, making commutes to Tampa or Orlando a breeze and just minutes to Lakeland or downtown Winter Haven.

Plus, the pet-friendly HOA welcomes your furry friends!

All this home needs is a new owner to make it their own! The home needs some cosmetic updates in the kitchen and the backyard could use some love. Don't miss this affordable home in a wonderfully convenient location.

Features

  • Rooms: 3
  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 51 x 150
  • Laundry: In Garage
  • Year Built: 1992
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,249
  • Acreage: 0.21
  • Lot Size: 51 x 150
  • Est. Taxes: $2,675
  • HOA Fee: $145 Annually
  • Lot Desc: Cul-De-Sac
  • Pet Policy: Yes
  • Appliances: Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: P4933976
  • Days on Market: 20 days
  • Website: https://www.raveis.com
    /prop/P4933976/3430covecourte_winterhaven_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/13/2025 9:06:31 PM)
Listing courtesy of KELLER WILLIAMS REALTY SMART 1   Phone: 863-508-3000

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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3430 COVE COURT E, Winter Haven, FL, 33880

$260,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $208,000 $208,000 $208,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.500% 6.875% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.108% 7.063% 6.152%
Monthly Tax Payment $223 $223 $223
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,315 $1,366 $1,741
Total Monthly Payment $1,613 $1,664 $2,039

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.