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One or more photo(s) has been virtually staged. Charming Villa offering resort-style living at an affordable price! Fresh paint and new luxury vinyl flooring throughout give this homey Villa soothing "flow" and a spacious feel, highlighting the open-concept floor plan of the home. The Primary Bedroom features two windows for copious amounts of natural light, a generously sized walk-in closet, and an en-suite Bathroom. The elements of this Bathroom include an updated vanity, walk-in shower (no tub), and tile floors. Across the hall, you'll find the spacious second bedroom—an excellent choice for a guest room, home office, or cozy den, depending on your needs. The Second/Hallway Bathroom has some light updates, such as plumbing fixtures and tile floors, and includes both a shower and a tub. The front door leads into the open-concept common living areas, which include a Dining Room and a large Living Room. The lighting fixture and ceiling fan have been upgraded in these areas, and luxury vinyl plank flows through the space. The ceiling has been retextured, and the entire space has been freshly painted, both the walls and the ceiling. The Kitchen features tile flooring and the perfect spot for a bistro table and chairs or a kitchen hutch. A large Utility Room is adjacent to the Kitchen providing the washer and dryer hookups as well as plenty of space for storage and a Kitchen Pantry. An entry door in the utility room opens to the carport, allowing you to park, unload your vehicle, and bring your groceries and other wares inside while staying protected from the elements. A generously sized All Seasons Room with vinyl windows accommodates year-round outdoor living space, and features tile flooring and a ceiling fan. This home has a new roof (11/2024), newer A/C (2023), and the interior has just been painted. Just blocks from Little Rd and SR 54, the home is conveniently located in the Villa Del Rio community which offers a community pool, shuffleboard, and a huge green space. It is a short drive to waterfront dining, shopping, schools, and an abundance of parks. Examples include downtown New Port Richey and Tarpon Springs, Fred Howard Park, and Anclote River Park, and much, much more. Better hurry! A turnkey home in this price range and with a low, low HOA fee of only $56/month won't last long in this market. Make your appointment to see this home and make your offer right away! The property is sold "as-is, where-is" for the seller's convenience.
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $159,920 | $159,920 | $159,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.132% |
Monthly Tax Payment | $187 | $187 | $187 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,011 | $1,051 | $1,339 |
Total Monthly Payment | $1,273 | $1,313 | $1,601 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.