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GREAT PRICE FOR A PROPERTY IN HOLIDAY SHORES. A property with a purpose in the coveted Holiday Shores Park located on Lake Seminole. If you are handy and want to get into a vibrant 55+ Park at a reasonable price, this property is for you! It was damaged by Hurricane Milton but not enough that the owners can't live there. The roof needs replacing and have a quote of $7, 162. 00. The second bedroom which includes 1/2 bath has been gutted and needs to be finished, currently used as a staging room as the owners are moving. Some of the pluses of this property is the bedrooms are split floor plan, the property has no one behind and backs up to the fence, it is coming partially furnished, it has hurricane tie down straps, 2 car parking, and an additional shed for your beach toys. Located 5 miles to the sugar sand beaches, Indian Rocks Beach and just another short drive to the "famous" Clearwater Beach. A short drive (20 miles) to Tampa International Airport & even closer (10 miles) to Clearwater/St Pete Airport. Low monthly maintenance fee of $190. 00 includes water/sewer/trash pickup x2 and all amenities, heated pool, pool tables, gym, library, putting green, shuffleboard, boating along with many activities. There is boat parking along the seawall at the boat ramp at no charge on a first come first served basis.
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Our Executive Mortgage Banker:
Our Insurance Division:
$99,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $79,920 | $79,920 | $79,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.058% | 7.063% | 6.132% |
Monthly Tax Payment | $87 | $87 | $87 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $505 | $525 | $669 |
Total Monthly Payment | $667 | $687 | $831 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.