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Seller’s loss is your gain as they transfer out of state, leaving a home and community they love. Dare to find a more meticulously maintained and adorable villa in Salem Village located in the Ridgemoor community. Beautiful inside and out, this 3 bedroom, 2 bath home is move ready. Unique wood-looking tile floor runs throughout the home except for the living room and bedrooms. The home is situated on a quiet street that backs up to a pond with jumping fish, deer about, ducks, geese and other wildlife. The entryway is located on the south side of the home and enters through the living room. The primary and screened lanai are located off the living room, conveniently situated apart from the other bedrooms. The kitchen and baths have been updated with granite countertops, plumbing and lighting fixtures, mirrors, window coverings and more. The primary bathroom has a seamless glass shower and water closet and is separated from the bedroom by a custom walk-in closet and wall closet. On the other side of the living room is the large dining room for family meals or entertaining with the kitchen adjacent. The kitchen has beautiful cabinetry with granite counter tops, a classy back splash as well as an eat in area for a smaller breakfast table. Down the hall are the 2 additional bedrooms, the 2nd bathroom with tub/shower and oversized vanity, the laundry room and access to the garage. One of the two bedrooms has a built-in desk with overhead cabinets, great for a home office. The garage is equipped with cabinetry for storage, water softener and 50 AMP EV plug. (universal charger does not convey). There is access to the courtyard located between villas which makes for a great garden space. You don't want to miss out on this beautiful home. Schedule your private showing today!
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $380,000 | $380,000 | $380,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.990% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.172% | 7.154% | 6.172% |
Monthly Tax Payment | $166 | $166 | $166 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,433 | $2,526 | $3,181 |
Total Monthly Payment | $2,674 | $2,767 | $3,422 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.